EUR to CHF exchange rate for business

Convert EUR to CHF at competitive rates with no hidden spread. Hold, send, and convert money from one platform.

eu1 Euro
us1 US Dollar
gb1 British Pound
ch1 Swiss Franc
ae1 UAE Dirham
eu1 Euro
us1 US Dollar
gb1 British Pound
ch1 Swiss Franc
ae1 UAE Dirham
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No hidden fees

Rates may differ based on your risk scoring.
We show you the live mid-market rate and our fee separately, so you see exactly what you're paying before every trade.

1 EUR =
— US Dollar
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Get notified when EUR/USD hits your target rate

Four FX pricing tiers. Transparent pricing.

FX pricing starts at 0.90% above the live interbank exchange rate. As your trading volume grows, lower pricing is applied based on your activity over the previous 90 days.

Tier

90-day FX volume
Discount
Final fee
Lock duration

Starter

Up to €300K

0%

0.9%

Standard

Growth

€300K – €900K

0.55%

0.35%

30 days from
qualification

Scale

€900K – €6M

0.60%

0.3%

30 days from
qualification

Institutional

€6M+

0.81%

0.09%

30 days from
qualification

* Tier is set by trailing 90-day FX volume. Discount locks for 30 days from the moment you qualify, regardless of your trading volume in the days that follow. Tier upgrades apply automatically on the first trade that breaches the next threshold.

Beyond EUR/CHF:

a full multi-currency account

Receive, hold, convert and pay in 35 currencies — from one account.

Built for businesses that move money across borders

If your business regularly moves money between EUR and CHF, your bank’s hidden markup is costing you thousands. Here’s who saves most with Payset

business expense management
Startups & Founders

Move fast without getting burned on FX. Pay vendors in CHF, receive EUR from European clients — from one account.

business expense management
Holding Companies

Consolidate EUR and CHF balances across entities. Move capital between subsidiaries without bank markup on every leg.

startup FX
Import & Export Businesses

Invoice in EUR, pay suppliers in CHF — or vice versa. Stop absorbing the spread on every trade cycle.

business expense management
E-commerce & Online Businesses

Collect revenue in EUR and convert to CHF without double conversion fees.

crypto currencies
Executive Leadership Teams

FX costs are a board-level issue at scale. Get full visibility on conversion rates, fees, and volume.

business expense management
Finance Teams

CFOs, Finance Directors and Controllers get real-time FX visibility, transparent tier pricing, and approval workflows.

Looking for a different currency?

Same tier pricing across all 35 currencies.

GBP / EUR
1 GBP =
1.17 EUR
0.09%
GBP / USD
1 GBP =
1.34 USD
0.09%
USD / AED
1 USD =
3.67 AED
0.09%
EUR / USD
1 EUR =
0.92 USD
0.09%

The current EUR/CHF mid-market rate reflects the same interbank benchmark you’d see on Reuters or Bloomberg. Payset adds a transparent fee starting at 0.90% above this rate — no hidden markup. As your FX volume grows and crosses a tier threshold, your rate drops automatically, down to 0.09% at Institutional level, with the discounted rate locked in for 30 days from the moment you qualify. Learn more about Payset FX tier pricing.

Most banks clip 2–3% on every EUR/CHF conversion, often quoted as “no fees” — invisible on the statement but very real on your P&L. Payset’s base fee is 0.90%, shown transparently before every conversion. As your FX volume grows, your rate drops automatically — down to 0.09% at Institutional level. The difference compounds. Learn more about Payset FX tier pricing and see how much your business could save.

Your tier is set by your trailing 90-day FX volume, not a monthly snapshot. This matters: most providers reset your tier at the end of each calendar month, so one slow month sends you back to the highest rate. Payset uses a rolling 90-day window, so normal business fluctuation doesn’t penalise you. The moment your volume crosses a threshold, your discounted rate locks automatically for 30 full days from that date, not until month-end. No application, no negotiation. Tier upgrades apply on the first trade that breaches the next threshold.

The mid-market rate is the real exchange rate — the midpoint between global buy and sell prices, the number you see on Reuters or Bloomberg. Banks don’t give you this rate. They quote above or below it and pocket the difference, typically 2–3%, with no line item on the statement. Payset always starts from the mid-market interbank rate and adds only a transparent, published fee, visible before every trade, never hidden in the rate itself. Learn more on how Payset’s FX tier pricing works.

Switzerland sits outside the EU but is deeply integrated with the European economy — making EUR/CHF one of the most operationally significant currency pairs for businesses with cross-border activity between the eurozone and Switzerland. Companies paying Swiss suppliers, employing Swiss staff, or invoicing Swiss clients convert EUR to CHF regularly, and even small differences in the exchange rate or fee structure compound significantly at volume. Payset converts at the live mid-market interbank rate with a transparent fee from 0.90% — and as your FX volume grows, your rate drops automatically, down to 0.09% at Institutional level. Learn more about Payset FX tier pricing.

Stop paying your bank's hidden FX markup

Payset gives eligible businesses access to institutional EUR/CHF rates. Our lowest FX fee is 0.09%. Full transparency before every conversion.