Ready, set, pay
Multi-currency business accounts for US companies operating across markets, currencies, and borders.
Instantly exchange 38 currencies
Make affordable, instant exchanges between 38 currency pairs around the clock.
Currency exchange
Global Payments
3x Faster, Zero-Hassle
Experience the speed you need with 3x faster global payments, and a fool-proof KYC process.
Start paying faster
Get paid like a local
Domestic virtual IBANs in key territories for efficient payments at a lower cost.
Explore local payments
Personalised
support
Say goodbye to generic help and hello to personalised service that’s all about you and your unique business needs. Your account manager is always available to help.
Knowledge
Our expertise saves you time and money on global payments.
Advice
Our live help and hints ensure smooth transaction processing.
Analysis
Detailed reports help you make informed decisions and optimize your finances.
Used by US companies sending and receiving money internationally
Payset has earned the trust of US companies by tailoring our international cross-currency business accounts and services to the unique needs of each client.
"10/10. Even with our team in the US, communication has been seamless. Customer support is responsive, reliable, and always easy to reach."
Industry: logistics
Location: Hollywood, Florida, US
Countries of operation: US, Poland, Lithuania, Ukraine
Managing International Supplier Payments for a US Car Trading Company
Client Profile: A US-based car trading company managing purchases and payments across the United States, Poland, Lithuania, and Ukraine, including payments to international auto auctions and suppliers.
Challenge: The company needed a reliable solution to handle cross-border payments to international suppliers and auction platforms, where speed and reliability are critical – delays or failed transactions directly impact the ability to complete vehicle purchases.
Solution: Payset provided a multi-currency account, enabling the business to send international payments across multiple corridors. Despite operating across different time zones between the US and Europe, the company found Payset’s customer support responsive and communication reliable throughout.
Outcome: The company successfully integrated Payset into its international payment workflow, rating the onboarding experience 10/10 and describing the overall platform experience as satisfactory for cross-border operations.
Streamlining Multi-Currency Payments for a US E-Commerce Business
Client Profile: A US-based e-commerce company receiving payments from international clients in multiple currencies, requiring fast and flexible cross-border payment processing.
Challenge: The business needed a provider offering multi-currency receiving accounts with fast processing times for both incoming and outgoing payments, something traditional banks and other fintech providers were unable to deliver efficiently.
Solution: Payset provided a dedicated multi-currency account, allowing the business to accept payments in different currencies and manage international transactions from a single platform.
Outcome: The business consolidated its international payment receiving into Payset, benefiting from fast processing times across both incoming and outgoing transactions and a smooth compliance and onboarding experience.
Customer support is alway available. All payments are processed instantly without any delays.
ABC Capital Ltd.
Opened account for affiliate marketing activity, works smoothly, thorough compliance.
FN Media Ltd.
Works like a charm every time, great costumer support.
Forks OU
Your money protected 24/7
Rest easy knowing your money is safe with secure storage, safeguarding, and advanced transaction monitoring.
FCA Regulated
Your funds are safeguarded in compliance with FCA regulations.
Fraud Prevention
We keep your money safe with advanced fraud prevention measures.
Data Protection
Your sensitive data is protected by the highest industry standard security protocols.
Enjoy enhanced transaction security
Your transactions are protected by multiple layers of security, including 2-factor authentication and multi-signature capabilities.
Security
Manage team permissions in a few clicks
Set unique access parameters for each team member with our super-easy permissions manager.
Team access
Can a US company hold and receive payments in foreign currencies?
Yes. US companies can receive EUR payments without opening a European entity or foreign bank account. Payset helps businesses manage international payments and multi-currency operations from one account, making it easier to work with European clients, suppliers, and partners.
How can a US business receive EUR or GBP without opening a foreign entity?
A multi-currency account lets US companies receive payments in currencies like EUR and GBP without setting up a European or UK entity. Payments are handled through trusted local and international networks, so you can get paid by overseas clients and partners as part of your normal operations.
What's the difference between ACH, wire, and SWIFT payments?
ACH is used for USD payments within the United States and typically settles in 1–3 business days. Fedwire handles high-value USD payments within the US, usually within 1 business day. SWIFT is used for international transfers and typically takes 1–5 business days. Payset supports all three, alongside local rails such as SEPA, FPS and CHAPS.
How do US companies reduce foreign exchange costs on international payments?
Businesses can lower FX costs by using transparent exchange pricing and holding multiple currencies to convert when it suits them, rather than relying only on traditional banks. Payset shows the final exchange rate before you confirm a conversion, and offers volume-based FX pricing where fees decrease as your conversion volume grows.
Is Payset regulated? How are my funds protected?
Payset is an authorised Electronic Money Institution regulated by the UK Financial Conduct Authority (FCA) under reference number 900920. Client funds are safeguarded in accordance with applicable regulations and held separately from company operational funds.
Can I use Payset with e-commerce platforms like PayPal or Stripe?
Businesses may use Payset alongside platforms such as PayPal or Stripe for international payment operations and multi-currency settlements.
Tailored solutions for global success
For growing companies with a global vision. Whether you’re a solo entrepreneur or a full-fledged enterprise, Payset is your trusted partner for achieving success in global business.
SMB business accounts
A fast, reliable cross-border payment solution for SMBs that ensures every payment gets through, on time.