Simple, affordable global payments

Easily send, receive, and exchange up to 38 currencies in 180+ countries with our multi-currency accounts and FX services for businesses like yours.

Send and receive money

in 180+ countries

Exchange 38 currency

pairs instantly

Hold 34 currencies

in your account

Signup

Automated fast track KYC

Free

Monthly access fee

Free

We may charge a monthly fee based on several risk factors, please refer to the "fee" section in your account

Account details in up to 34 currencies 🔥

EUR, USD, GBP, AUD, CAD, CZK, DKK

Free

Receive locally

EUR, USD, GBP, DKK

~2.69 USD

Receive internationally

Any currency over cross-border.

~13.40 USD

Receive CHAPS

Same-day, high-value wholesale payments in GBP

Free

Receive from another Payset customer

Any volume free instant transactions

Free

Hold up to 34 currencies in your account

EUR, USD, GBP, AUD, CAD, CZK, DKK

Free

Send internationally

Any currency over cross-border.

up to 0.3% (max ~332 USD)

Send CHAPS

Same-day, high-value wholesale payments in GBP

~20 USD

Send locally

EUR, USD, GBP (non-wire, non-Swift).

up to 0.22% (max ~117 USD)

Send US locally

EUR, USD, GBP (non-wire, non-Swift).

~2.69 USD

To another Payset customer

Any volume free instant transactions

Free

Currency exchange

Exchange 38 currency pairs instantly

As low as 0.09%

Account Reactivation

Free

Dormant Account

Free

Additional Account Opening

Free

Urgent payment

~26.89 USD

Dedicated account manager

Personalised support (Phone, Email & WhatsApp)

Free

SWIFT Confirnation

Free

Prices are in GBP, and the price in USD above is an estimate

Most Payset accounts are free to open. However, accounts in high-risk industries or regions may incur setup fees, typically deducted from the first funds deposited.

Contact us for information related to your specific circumstances.

Payset offers real-time exchange rates for 38 currency pairs. Before completing a transaction, you’ll have access to live rate quotes, including the interbank rate and Payset’s margin, so you can always be aware of the cost. Exchange rates and margins may vary depending on the currencies and volume of the transaction.

Receiving funds into a Payset account is charged as little as £2

Your full pricing details are always available in your Payset account dashboard under the Billing and Pricing section.

Sending money fees vary based on the destination and account type:

If you are considering opening a Payset account, please refer to the fees listed above or contact us if something is unclear

To view your personalized pricing plan:
  1. Log in to your Payset account.
  2. Navigate to Settings > Billing & Pricing.
Here, you’ll find detailed information on your monthly fees, transaction costs, and any additional charges.

Open a multi currency business account

Streamline your global payments and take control of your company’s finances.

Australian Dollar (AUD)

Bahrain Dollar (BHD)

Bulgarian Lev (BGN)

Canadian Dollar (CAD)

Chinese Yuan (CNY)

Croatian Kuna (HRK)

Czech Koruna (CZK)

Danish Krone (DKK)

Euro (EUR)

Hong Kong Dollar (HKD)

Hungarian Forint (HUF)

Indian Rupees (INR)*

Indonesian Rupees (IDR)*

Israeli Shekel (ILS)

Japanese Yen (JPY)

Kenyan Shilling (KEN)

Kuwait Dinar (KWD)

Malaysian Ringgit (MYR)

Mexican Peso (MXN)

New Zealand Dollar (NZD)

Norwegian Krone (NOK)

Omani Rial (OMR)

Philippines Peso (PHP)

Polish Zloty (PLN)

Qatar Rial (QAR)

Romanian Leu (RON)

Saudi Riyal (SAR)

Singapore Dollar (SGD)

Swedish Krona (SEK)

Swiss Franc (CHF)

Thai Baht (THB)

Turkish Lira (TRY)

UAE Dirham (AED)

Ugandan Shilling (UGX)

UK Sterling (GBP)

Faster Payments (GBP)

The Faster Payment System (FPS) is always available, making sending/receiving money or paying bills faster and more convenient.

SEPA instant (EUR)

SEPA Instant payments enable euro transactions to occur in seconds, at all times of day and night.

SEPA (EUR)

SEPA is the Single Euro Payment Area formed by 34 countries in which payments in euros are made and received under the same conditions and rights.

Kronos 2 (DKK)

Kronos2 is a real-time gross settlement (RTGS) system settlement of primarily large or time-critical payments in Danish krone.

ACH (USD)

An automated clearing house (ACH) is a computer-based electronic network for processing transactions, usually domestic low value payments, between participating financial institutions.

Fedwire (USD)

A real-time gross settlement system of central bank money used by Federal Reserve (Fed) banks to electronically settle final U.S. dollar payments among member institutions

Swift (Multi-currency)

Provides the main messaging network through which international payments are initiated.

Target 2 (EUR)

The real-time gross settlement system for the Eurozone, also available to non-Eurozone countries.

Australian Dollar (AUD)

Bahrain Dollar (BHD)

Bulgarian Lev (BGN)

Canadian Dollar (CAD)

Chinese Yuan (CNY)

Croatian Kuna (HRK)

Czech Koruna (CZK)

Danish Krone (DKK)

Euro (EUR)

Hong Kong Dollar (HKD)

Hungarian Forint (HUF)

Indian Rupees (INR)*

Indonesian Rupees (IDR)*

Israeli Shekel (ILS)

Japanese Yen (JPY)

Kenyan Shilling (KEN)

Kuwait Dinar (KWD)

Malaysian Ringgit (MYR)

Mexican Peso (MXN)

New Zealand Dollar (NZD)

Norwegian Krone (NOK)

Omani Rial (OMR)

Philippines Peso (PHP)

Polish Zloty (PLN)

Qatar Rial (QAR)

Romanian Leu (RON)

Saudi Riyal (SAR)

Singapore Dollar (SGD)

Swedish Krona (SEK)

Swiss Franc (CHF)

Thai Baht (THB)

Turkish Lira (TRY)

UAE Dirham (AED)

Ugandan Shilling (UGX)

UK Sterling (GBP)

Swift (Multi-currency)

Provides the main messaging network through which international payments are initiated.

Target 2 (EUR)

The real-time gross settlement system for the Eurozone, also available to non-Eurozone countries.

Faster Payments (GBP)

The Faster Payment System (FPS) is always available, making sending/receiving money or paying bills faster and more convenient.

SEPA instant (EUR)

SEPA Instant payments enable euro transactions to occur in seconds, at all times of day and night.

SEPA (EUR)

SEPA is the Single Euro Payment Area formed by 34 countries in which payments in euros are made and received under the same conditions and rights.

Kronos 2 (DKK)

Kronos2 is a real-time gross settlement (RTGS) system settlement of primarily large or time-critical payments in Danish krone.

Fedwire (USD)

Is a real-time gross settlement funds transfer system operated by the United States Federal Reserve Banks.

ACH (USD)

Is the national automated clearing house (ACH) for electronic funds transfers .

We reward active clients with better FX rates, while keeping pricing fair and sustainable. The more you trade, the better your FX rate becomes.

Tier
Your 90 days total FX volume, EUR
FX markup
1.
0–300K
0.9%
2.
300–900K
0.35%
3.
900K–6M
0.3%
4.
6M EUR +
0.09%

Rate may differ for higher risk clients

Every time you make an FX trade, we:

  • Look at how much FX you’ve traded in the last 90 days (including today’s trade).
  • Place you into a pricing tier based on that total volume.
  • Apply the FX markup for that tier.

Tier lock (30‑day protection)

Once you reach Tier 2 or higher, your tier is locked for 30 days. That means:

  • You keep the same FX pricing for the full lock period
  • Even if your trading volume temporarily drops