Danish IBAN for your business

With a Danish account & registration number, you can send and receive funds both locally and internationally with your dedicated Danish IBAN. Quick and easy transfers in 34 different currencies. Intradag, Kronos & Nemkonto Ready!

Works seamlessly with Danish systems (NemKonto, e-Invoicing, Skat, etc.)

Accepts inbound DKK payments from Danish companies and authorities

Helps businesses appear more local and trusted

Get paid like a local in Denmark

Ideal for payroll, invoicing, and Danish Krona payments. Fully compatible with Danish banking systems.

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Manage your currency exchange exposure

Make payments to employees or vendors across different countries, purchase a property abroad, or transfer funds to loved ones in another country.
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Exchange 38 currency pairs with Payset

Don’t see your chosen currency? Be in touch for updates to our available currencies.

Australian Dollar

Bahrain Dollar

Bulgarian Lev

Canadian Dollar

Chinese Yuan

Croatian Kuna

Czech Koruna

Danish Krone

Euro

Hong Kong Dollar

Bahrain Dollar

Indian Rupee

Israeli Shekel

Japanese Yen

Kenyan Shilling

Kuwait Dinar

Malaysian Ringgit

Mexican Peso

New Zealand Dollar

Norwegian Krone

Omani Rial

Philippines Peso

Polish Zloty

Qatar Rial

Romanian Leu

Saudi Riyal

Singapore Dollar

Swedish Krona

Swiss Franc

Thai Baht

Turkish Lira

UAE Dirham

Ugandan Shilling

UK Sterling

US Dollar

Trusted by companies in diverse industries

Payset has earned the trust of companies around the world by tailoring our foreign currency accounts and services to the unique needs of each client.
senior man with laptop and red cup
senior man with laptop and red cup

"We manage multiple currencies, track payments, simplify reporting and pay our team in one simple dashboard. It's a huge time saver."

Jonathan Muyal, UK

Accountant & EOR Payroll Manager

Traffic Devils

50+ employees

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2

Facilitating International Expansion for a Tech Startup

Client Profile: A Portuguese tech startup specializing in AI-driven solutions, aiming to expand into the US and Asian markets.

Challenge: The startup needed a reliable banking partner to manage cross- border transactions and support their international operations without the overhead of establishing local banking relationships in each new market.

Solution: Payset offered a virtual IBAN solution, providing the startup with local account details in multiple countries. This enabled them to receive payments from international clients as if they had a local bank account, simplifying their expansion process.

Outcome: The startup successfully launched operations in three new countries within six months, attributing their accelerated growth to the ease of financial transactions facilitated by Payset.

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4

Supporting a Non-Profit Organization with Efficient Fund Management

Client Profile: An international non-profit organization based in Lisbon, operating humanitarian projects across Africa and South America.

Challenge: The organization struggled with managing donations and disbursing funds to various project sites, facing high transfer fees and delays.

Solution: Payset provided a centralized financial platform with multi- currency capabilities, allowing the organization to receive donations in different currencies and disburse funds efficiently to their global projects.

Outcome: The non-profit experienced a 30% reduction in transfer fees and improved the speed of fund allocation to their projects, enhancing their operational effectiveness and donor satisfaction.

Why a Payset multi currency business account?

Personalised client support, high-volume payments, sophisticated security, excellent conversion rates.

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Danish IBAN

Works with NemKonto, Intradag, Kronos2

DK IBAN with fintech UX
Legacy infrastructure
Legacy infrastructure
Non-resident friendly

Onboarding Time

1-3 days

(remote, with live agent support)

3–5 days

via app + MitID

2–4 weeks

Incl. in-branch or compliance call

2–4 weeks

Incl. in-branch or compliance call

1–2 days

online KYC, slower for non-EU

Opening fee

Free

Free

~£570

~£550

Free

Monthly fees

£29/mo

~£41/mo

~£183/year

~£226/year

~€30/mo

FX rates

Competitive institutional FX with preview + instant FX-pay option
Mid-market + markup on free tier
Bank FX rates (not always visible)
Bank FX rates (not always visible)
Retail-level FX (some markup)

Payout coverage

180+ countries, SEPA, SWIFT, local rails (UK, EU, USA, etc.)

SEPA + DKK only
SEPA + SWIFT
SEPA + SWIFT
SEPA + SWIFT

Local system integration

Fully compatible (NemKonto, e-intradag, etc.)

MobilePay, accounting APIs
Native integration
Native integration
Yes – with DK IBAN

Support channels

Live chat, email, WhatsApp, call scheduling

App-based support only
Branch visits, limited phone
Phone, in-person
Email + ticketing system

Compliance & KYC handling

Full assistance + remote verification

Standard flow via app
Slower, manual, often in-branch
Manual, limited for foreign directors
Online, varies with company structure

Recurring / scheduled payments

Bulk payments / API access

Multi-pay & approval flow available

Via ERP
Via ERP
Limited API

Customer experience (UX)

Payment dashboard + FX tools + clear history
Modern UI with accounting tools
Legacy online banking
Legacy UX
Clean UI, but more basic

Time to activate full features

3-5 days

from docs submitted

5–7 days

3–6 weeks

3–6 weeks

5+ days

If outside Denmark

Global payment rails

Send and receive funds worldwide using trusted networks. Fast, secure, and fully compliant.

SWIFT

International payments
1–5 business days

Target2

High-value EUR payments within EU
Same business day

FPS

GBP payments within the UK
Within minutes

CHAPS

High-value GBP payments within the UK
1 business day

SEPA

EUR payments within Europe
1 business day

SEPA Instant

EUR payments within Europe
Within minutes

ACH

USD payments within the United States
1–3 business days

Fedwire

High-value USD payments within the United States
1 business day

Intradag

High-value DKK payments within Denmark
1 business day

Kronos2

High-value DKK payments within Denmark
1 business day

EFT

CAD payments within Canada
1–2 business days

Elixir

PLN payments within Poland
1 business day

Get a Danish IBAN for your business

Transfer funds to a beneficiary bank account anywhere in the world.