bank account alternative
Multi-Currency Dedicated Account B2B/B2C/C2B Low, Medium & High-Risk Industries Low fees & Quick Setup
get startedDo it all with payset
Send & receive funds both locally and internationally with your dedicated IBAN account.

Collect payments in your clients’ currencies
Manage your cross border cash flow with our innovative multi-currency wallet, which enables you to maintain and distribute funds in up to 34 currencies.
Save massive money on the FX
Buy from suppliers around the world without wasting money on currency exchange


Pay staff in multiple countries
Pay staff in their chosen currency in up to 38 different countries around the world for low to zero fees
Why choose us?

Transfer funds
globally
Transfer funds to a beneficiary bank account anywhere in the world.

Transparent
conversion fees
No margins added to exchange rates. Fees are clearly displayed during each conversion.

Instant
payments
Make instant free payments to/from other Payset clients.

Currency
variety
Hold, send, and receive funds in 33 currencies to minimize conversion fees.

Diverse
payment networks
SWIFT, SEPA, Target2, Faster Payments, CHAPS, and more.

Secure
and reliable
We store your funds in a segregated client account in one of Europe's leading credit institutions.
Personal account manager
When you signup with us, you get to know us on a personal level, with your dedicated account manager
Clear and easy to use interface

What companies would benefit from a multi-currency account?

Global payroll
- Pay staff with low to no fees
- Make payments in 38 currencies
- Ensure tax and regulatory compliance

Ecommerce
- Accept payments in 34 currencies
- Easily withdraw to your bank account
- Send free transfers to/from Payset accounts

Freelancers
- Get paid in 34 different currencies
- Pay less fees on money transfers
- Easily transfer funds to your bank

Affiliate programs
- Pay partners in their chosen currency
- Track all payouts from one dashboard
- Enjoy excellent reporting features

Start-ups
- Operate globally in up to 38 currencies
- Send/receive international and local payments
- Manage all payments from one dashboard

Marketplaces
- Collect global payments in your own currency
- Reach more clients in more regions
- Easily manage payments from multiple marketplaces

Import/Export
- Make quick cross-border payments
- Pay staff and suppliers via several payment networks
- Pay and get paid in numerous currencies

B2B payments
- Easily pay suppliers and partners
- Make and receive payments in up to 38 currencies
- Send free transfers to/from Payset accounts

Small businesses
- Pay and get paid in up to 38 currencies
- Pay staff instantly for low or no fees
- Open up international markets
Getting started is easy

Say hi
Share a few details about your business and leave us your contact info.

Get on board
An account executive will guide you through the on-boarding process, which is quick and simple.

Enjoy using it
Log-in to your account to manage your funds 24/7 and enjoy low fees and fast execution.
Frequently
asked questions
What is a multicurrency account/IBAN?
A Payset multicurrency account (also known as an IBAN: International Bank Account Number) allows you to receive money in up to 34 currencies and send money in 38 currencies from within a single account. You can hold, deposit, or withdraw funds, or convert between them from within your account at a very affordable rate.
- From your multicurrency account you can add or withdraw funds to and from your traditional bank account for a small fee.
- You can also instantly send and receive money from other Payset account holders for free.
- Depending on your region, you can also spend the currencies directly from your Payset account using a diverse range of payment networks (SWIFT, SEPA, TARGET2, Faster Payments, CHAPS, and more.)
Are there limits on the amount of money I can send and receive?
No, there are no transaction limits on Payset multi-currency accounts.
Which currencies can I send and receive in my account?
Payset allows you to receive payments in 34 currencies. You can send payments from your account in 38 currencies. For more details check our payment guide.
How do I add money to my account?
You can add money to one of your Payset currency balances in one of three ways:
- Provide the account information to any person or company to pay you funds into the account from any bank account in the world.
- Send money to your account from another one of your accounts in another financial institution.
- Ask another Payset user to send you funds internally.
How do I send money from my account?
Once you have opened your verified IBAN account and added money to a balance, transferring funds is simple.
Simply login into your account and add a beneficiary, then simply “make a transfer” in your preferred currency to that beneficiary.