Multi-Currency Wallets

Give your business the convenience and versatility to easily collect and make payments in a wide range of currencies globally. Multi-currency wallets are a way to simplify the process of sending and receiving overseas payments. Our innovative multi-currency wallets allow you to send, receive, and store your business funds in 34 currencies for low exchange rates.

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Key features of multi-currency wallets

Our personal multi-currency accounts have numerous features to help you simplify your international payments:

Send and receive payments globally

Quickly send and receive payments to partners and freelancers around the world.

Low conversion fees

Enjoy minimal transfer fees with every transaction. All of our fees are transparently displayed during the exchange process.

Free instant payments

Make free, instant payments to other Payset users anywhere in the world using your multi-currency wallet.

Currency diversification

Load your digital wallet with up to 34 different currencies at competitive rates. Make payments to your business partners conveniently in their native currencies.

Diverse payment networks

Transfers funds using your preferred payment network, such as SWIFT, SEPA, and others.

Unrivalled security

Your money is held in a segregated account within a leading European financial institution, ensuring unmatched compliance and security.

How multi-currency wallets work

Get started with a multi-currency wallet in just 3 steps:


When you register with Payset, our team will set up your multi-currency account and multi-currency wallet within 72 hours.


Distribute your account details so that any necessary debit payments can be set up.


Manage your currencies through our user-friendly web portal or exchange up to 34 currencies at competitive exchange rates.

Businesses we serve

Global payroll

  • Pay employees, freelancers, and suppliers with low transfer fees
  • Make payments in 38 separate currencies
  • Ensure full regulatory and tax compliance


  • Send and receive payments in 34 currencies
  • Deposit and withdraw funds to your traditional bank account
  • Enjoy free transfers to and from other Payset users


  • Accept payments from international clients
  • Enjoy minimal transfer fees
  • Withdraw funds to your traditional bank account

Affiliate programs

  • Pay affiliate partners in their native currency
  • Track all payments from a user-centric dashboard
  • Leverage reporting features


  • Send and receive payments in up to 38 currencies
  • Enjoy minimal transfer fees
  • Manage all payments from one user-centric dashboard


  • Accept international payments with low transfer fees
  • Receive international payments in your native currency
  • Manage payments from multiple marketplaces


  • Send and receive payments in up to 38 currencies
  • Pay staff and suppliers via multiple payment networks
  • Make cross-border payments with fast execution

I wanted to express my appreciation for the successful cooperation between my firm and Payset. I would like to point out in particular the professionalism, the manner in which requests are handled, the quick response time and the satisfaction of the clients. I strongly believes that we will continue to move forward and create many collaborations in the future

Asaf and the team
/ 01

The experience of using PaySet account was really interesting. It is one of the most ergonomic systems I have ever used. Support provided is fast and enquires are resolved in no time. I am very satisfied for using this account! Keep going guys!

Christina Loizou
Accountant at Lytria
/ 02

Through our experience with Payset we are happy to say the services provided were accommodated to our needs perfectly and were performed professionally. The support and customer care is fast and efficient, no question or request is left unanswered or unresolved. 10/10

Payments and Risk Manager, CanadaP LTD
/ 03

For the past year, we have worked hand in hand with Payset Limited to assist us with numerous payments related services. At no one time have they failed me, and they have always been on time, making them one of our top reliable business partners.

Payments Team
Clearsky Network
/ 04

How do I get started?

Say hi

Meet our amazing team, share a few details about your business, and leave us your contact info.

Get on board

An account executive will guide you through the onboarding process for your Payset IBAN account, which is quick and easy to set up.

Enjoy using it

Log in to your account to manage your funds 24/7 and enjoy the low fees and fast execution of your Payset IBAN account.

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Multi-currency wallet FAQ’s

What is a multi-currency wallet?

Multi-currency wallets are digital wallets that allow users to store and manage multiple currencies. Multi-currency wallets can be used to store different types of currencies, such as USD, GBP, HKD, and more. 

Multi-currency wallets are often marketed as "all-in-one" wallets because they allow users to store a variety of currencies in a single place. This can be convenient for users who want to consolidate their currencies into a single location for ease of use when travelling or paying for international goods and services.

How do personal multi-currency accounts work?

Multi-currency wallets function by housing multiple subaccounts holding different currencies. This allows you to send and accept currencies internationally without being subject to expensive transfer fees. Multi-currency wallets also offer protection against currency fluctuations and serve as an effective way of diversifying your cash. 

Payset’s multi-currency wallets allow you to send, receive, and manage up to 34 different currencies from a single user dashboard. Currencies can be transferred at high-speed, taking advantage of competitive market rates.

What are the benefits of a personal multi-currency wallet?

Here are some of the key benefits of using a multi-currency wallet:

  • Ease of use: When you are travelling or living in a foreign country, it is important to have access to your money in the form of the local currency. This can be difficult if you are carrying around a lot of cash, or if your bank doesn't have a presence in the country. A multi-currency wallet can help solve this problem by allowing you to store multiple currencies in one place.
  • Take advantage of foreign exchange rates: When you're travelling or making online purchases in another country, you can take advantage of the foreign exchange rates by using your multi-currency wallet. This will save a lot of money in the long run.
  • Security: Multi-currency wallets offer security features that help protect your funds against theft or loss. Your money is held in a dedicated fund within a leading European financial institution, ensuring full regulatory compliance and fund protection.

Get in touch

Get in touch with a member of our team to learn more about how our multi-currency IBANs can help your enterprise.

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