Simple, affordable global payments

Easily send, receive, and exchange up to 38 currencies in 180+ countries with our multi-currency accounts and FX services for businesses like yours.

Send and receive money

in 180+ countries

Exchange 38 currency

pairs instantly

Hold 34 currencies

in your account

Signup

Automated fast track KYC

Free

Monthly access fee

Free

We may charge a monthly fee based on several risk factors, please refer to the "fee" section in your account

Account details in up to 34 currencies 🔥

EUR, USD, GBP, AUD, CAD, CZK, DKK

Free

Receive locally

EUR, USD, GBP (non-wire, non-Swift)

from £2

Receive internationally

Any currency over cross-border.

up to 0.4% (min £10)

Receive CHAPS

Same-day, high-value wholesale payments in GBP

Free

Receive from another Payset customer

Any volume free instant transactions

Free

Hold up to 34 currencies in your account

EUR, USD, GBP, AUD, CAD, CZK, DKK

Free

Send locally

EUR, USD, GBP (non-wire, non-Swift).

from £2

Send internationally

Any currency over cross-border.

up to 0.4% (min £12)

Send CHAPS

Same-day, high-value wholesale payments in GBP

from £15

To another Payset customer

Any volume free instant transactions

Free

Return of a payment

Due to incorrect bank details or compliance

£8

Currency exchange

Exchange 38 currency pairs instantly

As low as 0.09%

Exchange rates depend on the currencies involved and the timing of the exchange (e.g., during market hours or outside market hours).

Urgent payment

from £20

Dedicated account manager

Personalised support (Phone, Email & WhatsApp)

Free

Unlimited users

Add and manage extra users with a set of permissions

Free

Signup

Automated fast track KYC

Free

Monthly access fee

Free

We may charge a monthly fee based on several risk factors, please refer to the "fee" section in your account

Account details in up to 34 currencies 🔥

EUR, USD, GBP, AUD, CAD, CZK, DKK

Free

Receive locally

EUR, USD, GBP (non-wire, non-Swift).

£2

Receive internationally

Any currency over cross-border.

£8

Receive CHAPS

Same-day, high-value wholesale payments in GBP

Free

Receive from another Payset customer

Any volume free instant transactions

Free

Hold up to 34 currencies in your account

EUR, USD, GBP, AUD, CAD, CZK, DKK

Free

Send locally

EUR, USD, GBP (non-wire, non-Swift).

£2

Send internationally

Any currency over cross-border.

up to 0.5% (min £18)

Send CHAPS

Same-day, high-value wholesale payments in GBP

from £14

To another Payset customer

Any volume free instant transactions

Free

Return of a payment

Due to incorrect bank details or compliance

£8

Currency exchange

Exchange 38 currency pairs instantly

As low as 0.09%

Exchange rates depend on the currencies involved and the timing of the exchange (e.g., during market hours or outside market hours).

Urgent payment

from £20

Dedicated account manager

Personalised support (Phone, Email & WhatsApp)

Free

Unlimited users

Add and manage extra users with a set of permissions

Free

Payset accounts are free to open – simply click “Get Started” on the link above

Payset offers real-time exchange rates for 38 currency pairs. Before completing a transaction, you’ll have access to live rate quotes, including the interbank rate and Payset’s margin, so you can always be aware of the cost. Exchange rates and margins may vary depending on the currencies and volume of the transaction.

Receiving funds into a Payset account is charged as little as £2

Your full pricing details are always available in your Payset account dashboard under the Billing and Pricing section.

Sending money fees vary based on the destination and account type:

If you are considering opening a Payset account, please refer to the fees listed above or contact us if anything is unclear

To view your personalized pricing plan:
  1. Log in to your Payset account.
  2. Navigate to Settings > Billing & Pricing.
Here, you’ll find detailed information on your monthly fees, transaction costs, and any additional charges.

Open a multi currency business account

Streamline your global payments and take control of your company’s finances.

Australian Dollar (AUD)

Bahrain Dollar (BHD)

Bulgarian Lev (BGN)

Canadian Dollar (CAD)

Chinese Yuan (CNY)

Croatian Kuna (HRK)

Czech Koruna (CZK)

Danish Krone (DKK)

Euro (EUR)

Hong Kong Dollar (HKD)

Hungarian Forint (HUF)

Indian Rupees (INR)*

Indonesian Rupees (IDR)*

Israeli Shekel (ILS)

Japanese Yen (JPY)

Kenyan Shilling (KEN)

Kuwait Dinar (KWD)

Malaysian Ringgit (MYR)

Mexican Peso (MXN)

New Zealand Dollar (NZD)

Norwegian Krone (NOK)

Omani Rial (OMR)

Philippines Peso (PHP)

Polish Zloty (PLN)

Qatar Rial (QAR)

Romanian Leu (RON)

Saudi Riyal (SAR)

Singapore Dollar (SGD)

Swedish Krona (SEK)

Swiss Franc (CHF)

Thai Baht (THB)

Turkish Lira (TRY)

UAE Dirham (AED)

Ugandan Shilling (UGX)

UK Sterling (GBP)

Faster Payments (GBP)

The Faster Payment System (FPS) is always available, making sending/receiving money or paying bills faster and more convenient.

SEPA instant (EUR)

SEPA Instant payments enable euro transactions to occur in seconds, at all times of day and night.

SEPA (EUR)

SEPA is the Single Euro Payment Area formed by 34 countries in which payments in euros are made and received under the same conditions and rights.

Kronos 2 (DKK)

Kronos2 is a real-time gross settlement (RTGS) system settlement of primarily large or time-critical payments in Danish krone.

ACH (USD)

An automated clearing house (ACH) is a computer-based electronic network for processing transactions, usually domestic low value payments, between participating financial institutions.

Fedwire (USD)

A real-time gross settlement system of central bank money used by Federal Reserve (Fed) banks to electronically settle final U.S. dollar payments among member institutions

Swift (Multi-currency)

Provides the main messaging network through which international payments are initiated.

Target 2 (EUR)

The real-time gross settlement system for the Eurozone, also available to non-Eurozone countries.

EFT

Transactions that move funds electronically between different financial institutions, bank accounts, or individuals.

CERTIS

Cashless interbank payment system is used to transfer a from the payer's bank to the beneficiary's bank.

Straksclearing

Account-to-account transfers which are received by the recipient immediately.

CHATS

A real-time gross settlement (RTGS) system for the transfer of funds in Hong Kong.

Australian Dollar (AUD)

Bahrain Dollar (BHD)

Bulgarian Lev (BGN)

Canadian Dollar (CAD)

Chinese Yuan (CNY)

Croatian Kuna (HRK)

Czech Koruna (CZK)

Danish Krone (DKK)

Euro (EUR)

Hong Kong Dollar (HKD)

Hungarian Forint (HUF)

Indian Rupees (INR)*

Indonesian Rupees (IDR)*

Israeli Shekel (ILS)

Japanese Yen (JPY)

Kenyan Shilling (KEN)

Kuwait Dinar (KWD)

Malaysian Ringgit (MYR)

Mexican Peso (MXN)

New Zealand Dollar (NZD)

Norwegian Krone (NOK)

Omani Rial (OMR)

Philippines Peso (PHP)

Polish Zloty (PLN)

Qatar Rial (QAR)

Romanian Leu (RON)

Saudi Riyal (SAR)

Singapore Dollar (SGD)

Swedish Krona (SEK)

Swiss Franc (CHF)

Thai Baht (THB)

Turkish Lira (TRY)

UAE Dirham (AED)

Ugandan Shilling (UGX)

UK Sterling (GBP)

Faster Payments (GBP)

The Faster Payment System (FPS) is always available, making sending/receiving money or paying bills faster and more convenient.

SEPA instant (EUR)

SEPA Instant payments enable euro transactions to occur in seconds, at all times of day and night.

SEPA (EUR)

SEPA is the Single Euro Payment Area formed by 34 countries in which payments in euros are made and received under the same conditions and rights.

Kronos 2 (DKK)

Kronos2 is a real-time gross settlement (RTGS) system settlement of primarily large or time-critical payments in Danish krone.

Fedwire (USD)

Is a real-time gross settlement funds transfer system operated by the United States Federal Reserve Banks.

ACH (USD)

Is the national automated clearing house (ACH) for electronic funds transfers .

Swift (Multi-currency)

Provides the main messaging network through which international payments are initiated.

Target 2 (EUR)

The real-time gross settlement system for the Eurozone, also available to non-Eurozone countries.

EFT

Transactions that move funds electronically between different financial institutions, bank accounts, or individuals.

CERTIS

Cashless interbank payment system is used to transfer a from the payer's bank to the beneficiary's bank.

Straksclearing

Account-to-account transfers which are received by the recipient immediately.

CHATS

A real-time gross settlement (RTGS) system for the transfer of funds in Hong Kong.

We reward active clients with better FX rates, while keeping pricing fair and sustainable. The more you trade, the better your FX rate becomes.

Tier
Your 90 days total FX volume, EUR
FX markup
1.
0–300K
0.9%
2.
300–900K
0.35%
3.
900K–6M
0.3%
4.
6M EUR +
0.09%

Rate may differ for higher risk clients

Every time you make an FX trade, we:

  • Look at how much FX you’ve traded in the last 90 days (including today’s trade).
  • Place you into a pricing tier based on that total volume.
  • Apply the FX markup for that tier.

Tier lock (30‑day protection)

Once you reach Tier 2 or higher, your tier is locked for 30 days. That means:

  • You keep the same FX pricing for the full lock period
  • Even if your trading volume temporarily drops