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Payset and the Payment Landscape: Airwallex, Revolut, Wise, Bunq, Payoneer Alternatives

Fintech og bankvirksomhed

nov 18, 2025

4 min. læsning

Michael Dalton

Forfatter

Payset stands out in a crowded payments landscape by offering flexible, developer-free global accounts, bulk payments, and multi-entity controls. This article highlights how Payset compares to major providers—like Airwallex, Wise, Revolut, Payoneer, and others—so businesses can find a platform that fits their structure, workflows, and international needs.

Airwallex

Pricing: Tiered business accounts starting at £19/mo (plus fee waiver)

Airwallex is an Singapore-based global payments and banking platform that now serves more than 150,000 businesses around the world.

The API-focused platform boasts the slogan “Global payments, made local,” with various payment features providing support for about 70 to 180 countries.

Airwallex offers basic features including accounts, Currency exchange, spending cards, and payment acceptance tools alongside an extensive API tech stack that can help businesses automate and interconnect certain payment activities.

There’s one caveat: Airwallex’s advanced features are most valuable if you can leverage them through an in-house development team. If you have limited internal development capacity, you’ll only see Airwallex’s basic benefits.

Payset provides an alternative for small-medium businesses that don’t have large in-house dev teams. It is also tailored for holding companies and complex corporate structures, for whom Airwallex might be a bit too heavy of a solution. Payset excels comparatively with advanced features like bulk payments, team access, and transaction management through a simplified dashboard, which we believe is optimal for payment workflows.

Explore competing options below or try Payset with no sign-up fee. For a more detailed comparison to Airwallex, read our Airwallex review.

Klog

Pricing: “Pay what you use” pricing on personal and business accounts

Wise is one of the best-known international payment platforms, offering global money transfers and transparent FX rates as core features.

Offering “money without borders,” Wise broadly supports about 160 countries and 40 currencies, and users can receive payments internationally with local account details in 21 currencies. It also offers bank connectivity, APIs, and more.

This one-size-fits-all approach makes Wise ideal for small and medium enterprises that need price clarity rather than bespoke workflows.

However, Wise is weak on tailored payment solutions, especially when it comes to multi-entity treasury and granular approval chains. That can make it challenging to manage large teams and complex payment flows through Wise.

Payset provides a viable alternative through transparent pricing and payment tools that are adaptable to almost any workflow. For a complete Wise comparison to Payset, read our full Wise review.

Open a Payset account i dag.

Revolut Business

Pricing: Business plans from £10/mo and upward

Personal plans from free to £55/mo (introductory price)

Revolut is a UK-focused payments service that is increasingly available globally.

The company offers app-led services that include financial accounts, payment cards, and expense management tools while offering a modern interface focused on providing speed and an “all-in-one” UX.

Revolut’s currency exchange offers support for sending, spending, and trading over 30 currencies, while cards support spending in over 150 currencies.

Revolut is useful for startups and SMEs that need cards and expense tools alongside payments — but in our view, it’s less than ideal for holding structures that need corridor cutoffs and intercompany workflows.

At Payset, we try to fill this gap by giving you fine control over your transactions. Learn more about our Kontrol af udgifter features before signing up.

For a more detailed comparison, read our full Revolut review.

Payoneer

Pricing: Freelancer and business accounts with percentage-based fees

Payoneer is a US-based global payment network that is expanding around the world and now maintains significant UK and EU presences.

The company is focused on providing local receiving accounts and mass payout accounts to users around the world. Cross-border sellers, marketplaces, and freelancers are target users of Payoneer’s services.

Though it’s a strong option, we see shortcomings around Payoneer in the areas of group-treasury management and multi-entity governance.

That can make it hard to use Payoneer within a complex company with several members. Payset’s team management tools aim to provide a strong alternative.

For a more detailed comparison, read our full Payoneer review.

Bunq

Pricing: Business plans from €0 to €24/mo

Personal plans from €0 to €19/mo

Bunq is a neobank that’s focused on providing business accounts throughout the European Economic Area (EEA) under a sustainable or “green” business model.

It offers multi-currency IBAN accounts to businesses across multiple regions including but not limited to the Netherlands, Germany, France, Spain, and Ireland, plus personal accounts in several additional countries.

Bunq offers business accounts in 22 currencies, foreign currency transfers in 39 currencies, international IBAN accounts, and a variety of related features.

That makes Bunq a strong option for EU-focused SMEs and freelancers — but it has limited availability outside Europe og doesn’t cater to specific company structures such as holding companies.

Learn more about how Payset serves Holdingselskaber and other businesses, or reach out to us to find out how we can cater to your sector.

For a more detailed comparison, read our full Bunq review.

Additional Payment Services: Nium, WorldPay, PayPal Alternatives, and More

PayPal

PayPal is one of the longest-standing digital payment platforms and is now virtually synonymous with online payments. It offers numerous business and commercial services beyond its well-known peer-to-peer (P2P) transfer functions, from payment processing and checkout to assorted developer tools.

Pricing: 2.9% + fixed fees for many commercial transactions in the UK, with varied fee structures for personal and other transactions

Adyen

Adyen is an Amsterdam-based payment processor with global reach that’s preferred by many businesses in the EU. It’s focused on end-to-end payments, data, and financial management, with API options for developers.

Pricing: Fixed processing fee plus fees based on payment method

Rapyd

Rapyd is a payments platform with an alternative aesthetic. It’s oriented toward creators, influencers, and other users with a heavy web presence as well as businesses in general. Services include card acquiring and global payouts plus API access for developers who want to build on the platform.

Pricing: Per-transaction pricing (Interchange++) combined with fixed fees

Worldpay

Worldpay is a payment company with a complex ownership history — but it has ties to the US, UK, and other countries, making it well-suited to users in many locations. It concentrates on providing merchant services to businesses but also offers embedded payments aimed at software developers.

Pricing: Rates not disclosed on website (must contact for specific pricing)

Checkout.com

Checkout.com is a London-based fintech company that supports payment processing, local acquiring, outgoing payment management, and card issuing. The company advertises APIs, fraud protection, AI and automation, and other advanced functions to help businesses expand their operations.

Pricing: Flat rate with Interchange++ fees

Nexi

Nexi bills itself as the European PayTech. It provides simplified payment services to businesses, banks, and other organizations. It also offers API access focused on a few areas, such as payments, back-office operations, and “disputeless” payment models such as hotels and restaurants.

Pricing: Rates not disclosed on website (must contact for specific pricing)

OpenPayd

OpenPayd is a UK-based fintech focused on open banking. Aside from basic payment sending and handling, it provides access to virtual IBANs, banking-as-a-service, and other digital financial technologies. OpenPayd also offers a “single, seamless API” accompanied by a sandbox testing environment.

Pricing: Rates not disclosed on website (must contact for specific pricing)

Nium

Nium is a global, real-time payments platform aimed at fintechs, banks, and other companies. The platform offers multi-currency accounts, global FX exchange, card issuance, and more, plus extensive advanced API features.

Pricing: Rates not disclosed on website (must contact for specific pricing)

Sign Up for Payset!

Not sure which platform to sign up for? If you choose Payset, you’ll get access to several benefits and features, including:

Multi-currency IBANs and FX — we offer IBAN accounts for over 34 currencies, plus foreign exchange for more than 38 currency pairs
International support spanning across more than 180 countries
Hurtig onboarding og free sign-up — see our prisoversigt for complete costs including monthly fees and transaction fees

Massebetalinger so you can send money to several recipients at once
Team access, allowing your company members to share an account with individually set user permissions
Transaction tracking and monitoring so you can see the status of any transaction for stronger accounting and treasury oversight

Transparent, real-time conversion rates on our FX exchange

Free customer support from our support team (plus dedicated account managers by subscription)
Crypto-friendly policies — we support incoming deposits from select cryptocurrency exchanges (for users outside the UK)

Disclaimer: Pricing, features, and details on this page are based on competing websites at the time of writing (November 2025). Details may change over time, vary by region, and do not cover all service options offered by competitors. Users should verify details with competitors. Payset does not endorse or represent any competitor, nor have competitors endorsed the above content. Payset and related parties disclaim liability for any errors or actions taken based on this content. Information is for general purposes only and offered at the user’s own risk.

Referencer

En britisk konto med flere valutaer kan strømline den måde, du styrer din økonomi på. Uanset om det er til forretning eller privat brug, giver en konto med flere valutaer dig ekstra frihed og fleksibilitet og fjerner barrierer for betalinger og overførselsmetoder.

Her er alt, hvad du har brug for at vide om britiske konti i flere valutaer.

En Payset UK multivaluta-konto er en enkelt konto, hvor du kan opbevare, sende og modtage penge i op til 38 valutaer. Det gør det muligt for forretnings- eller privatpersoner at spare endeløs tid og penge på valutaveksling og pengeoverførsler, som fra en traditionel bankkonto ville være langt dyrere og langsommere.

Fra din personlige IBAN-konto i Storbritannien kan du overføre penge til bankkonti i hele verden samt sende og modtage gratis og øjeblikkelige overførsler til og fra andre Payset-kunder. Du kan sende penge ved hjælp af et mangfoldigt netværk af betalingsnetværk, herunder SWIFT, SEPA, Target2, Faster Payments, CHAPS og meget mere.

Når du veksler penge fra en valuta til en anden, er der ingen tillæg til vores valutakurser, og gebyrerne vises tydeligt, før du klikker på send. Hvis du f.eks. arbejder med flere valutaer, køber ind i andre lande, rejser ofte, investerer i fremmed valuta, betaler personale i andre lande eller modtager betalinger i andre valutaer, kan en flervalutakonto spare dig for tid, penge og arbejde i forhold til en traditionel bankkonto.

Der er mange bankinstitutioner og finansielle tjenester, der kan hjælpe dig med at åbne en konto i flere valutaer. Ofte kan de give dig mulighed for at konvertere og overføre et betydeligt antal valutaer.

Før du åbner en britisk konto med flere valutaer hos en hvilken som helst platform eller tjeneste, skal du sørge for at have udforsket alle de forskellige muligheder, du har, og have fundet den bedste kontotype, der passer til dine finansielle behov.

Hvordan fungerer en britisk multivaluta-konto?

En britisk multivalutakonto fungerer på samme måde som en almindelig bankkonto eller en elektronisk tegnebog. Selvom de leverede tjenester vil ændre sig afhængigt af, hvor du vælger at åbne din konto, og hvem du vælger at åbne kontoen hos, bør alle multivalutakonti give dig mulighed for det:

Træk penge ud

Send og modtag betalinger i flere valutaer internationalt

Få adgang til dine midler til elektroniske overførsler

Tjen renter på din samlede konto

På samme måde som der kan forekomme gebyrer på en almindelig bankkonto, kan du løbe ind i yderligere gebyrer med en britisk multivalutakonto.

Du kan blive opkrævet for en række handlinger, herunder udbetalinger, gebyrer for åbning og lukning af konti, overførselsgebyrer og meget mere.

Hyppigheden eller størrelsen af disse gebyrer vil ofte variere, og hvis du spørger din bank, vil de normalt kunne fortælle dig præcis, hvor meget du vil blive opkrævet, og hvilke tjenester du vil blive opkrævet for, før du åbner din konto.

Alternative muligheder at overveje, før du åbner en britisk konto med flere valutaer

Der er mange alternativer til at åbne en britisk multivalutakonto. For eksempel er der også pengeoverførselstjenester og elektroniske online-tegnebøger som Payset, der giver dig mulighed for at sende dine penge i over 34 valutaer uden behov for en britisk multivalutakonto. Du kan begynde at sende penge over hele verden eller personligt i dag ved hjælp af din eksisterende bankkonto.

Ofte stillede spørgsmål

Hvad er en britisk multivaluta-konto/IBAN?

Er der grænser for, hvor mange penge jeg kan sende og modtage med en britisk multivalutakonto?

Hvilke valutaer kan jeg sende og modtage på min britiske multivalutakonto?

Hvordan sætter jeg penge ind på min britiske multivalutakonto?

Typer af britiske konti med flere valutaer

IBAN-konti i flere valutaer
Personlige konti med flere valutaer
Konti i flere valutaer til virksomheder
Kontantpas til flere valutaer
Tegnebøger med flere valutaer

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