Airwallex
Pricing: Tiered business accounts starting at £19/mo (plus fee waiver)
Airwallex is an Singapore-based global payments and banking platform that now serves more than 150,000 businesses around the world.
The API-focused platform boasts the slogan “Global payments, made local,” with various payment features providing support for about 70 to 180 countries.
Airwallex offers basic features including accounts, Currency exchange, spending cards, and payment acceptance tools alongside an extensive API tech stack that can help businesses automate and interconnect certain payment activities.
There’s one caveat: Airwallex’s advanced features are most valuable if you can leverage them through an in-house development team. If you have limited internal development capacity, you’ll only see Airwallex’s basic benefits.
Payset provides an alternative for small-medium businesses that don’t have large in-house dev teams. It is also tailored for holding companies and complex corporate structures, for whom Airwallex might be a bit too heavy of a solution. Payset excels comparatively with advanced features like bulk payments, team access, and transaction management through a simplified dashboard, which we believe is optimal for payment workflows.
Explore competing options below or try Payset with no sign-up fee. For a more detailed comparison to Airwallex, read our Airwallex review.
חָכָם
Pricing: “Pay what you use” pricing on personal and business accounts
Wise is one of the best-known international payment platforms, offering global money transfers and transparent FX rates as core features.
Offering “money without borders,” Wise broadly supports about 160 countries and 40 currencies, and users can receive payments internationally with local account details in 21 currencies. It also offers bank connectivity, APIs, and more.
This one-size-fits-all approach makes Wise ideal for small and medium enterprises that need price clarity rather than bespoke workflows.
However, Wise is weak on tailored payment solutions, especially when it comes to multi-entity treasury and granular approval chains. That can make it challenging to manage large teams and complex payment flows through Wise.
Payset provides a viable alternative through transparent pricing and payment tools that are adaptable to almost any workflow. For a complete Wise comparison to Payset, read our full Wise review.
Open a Payset account הַיוֹם.
Revolut Business
Pricing: Business plans from £10/mo and upward
Personal plans from free to £55/mo (introductory price)
Revolut is a UK-focused payments service that is increasingly available globally.
The company offers app-led services that include financial accounts, payment cards, and expense management tools while offering a modern interface focused on providing speed and an “all-in-one” UX.
Revolut’s currency exchange offers support for sending, spending, and trading over 30 currencies, while cards support spending in over 150 currencies.
Revolut is useful for startups and SMEs that need cards and expense tools alongside payments — but in our view, it’s less than ideal for holding structures that need corridor cutoffs and intercompany workflows.
At Payset, we try to fill this gap by giving you fine control over your transactions. Learn more about our שליטה בהוצאות features before signing up.
For a more detailed comparison, read our full Revolut review.
Payoneer
Pricing: Freelancer and business accounts with percentage-based fees
Payoneer is a US-based global payment network that is expanding around the world and now maintains significant UK and EU presences.
The company is focused on providing local receiving accounts and mass payout accounts to users around the world. Cross-border sellers, marketplaces, and freelancers are target users of Payoneer’s services.
Though it’s a strong option, we see shortcomings around Payoneer in the areas of group-treasury management and multi-entity governance.
That can make it hard to use Payoneer within a complex company with several members. Payset’s team management tools aim to provide a strong alternative.
For a more detailed comparison, read our full Payoneer review.
Bunq
Pricing: Business plans from €0 to €24/mo
Personal plans from €0 to €19/mo
Bunq is a neobank that’s focused on providing business accounts throughout the European Economic Area (EEA) under a sustainable or “green” business model.
It offers multi-currency IBAN accounts to businesses across multiple regions including but not limited to the Netherlands, Germany, France, Spain, and Ireland, plus personal accounts in several additional countries.
Bunq offers business accounts in 22 currencies, foreign currency transfers in 39 currencies, international IBAN accounts, and a variety of related features.
That makes Bunq a strong option for EU-focused SMEs and freelancers — but it has limited availability outside Europe ו doesn’t cater to specific company structures such as holding companies.
Learn more about how Payset serves holding companies and other businesses, or reach out to us to find out how we can cater to your sector.
For a more detailed comparison, read our full Bunq review.
Additional Payment Services: Nium, WorldPay, PayPal Alternatives, and More
פייפאל
PayPal is one of the longest-standing digital payment platforms and is now virtually synonymous with online payments. It offers numerous business and commercial services beyond its well-known peer-to-peer (P2P) transfer functions, from payment processing and checkout to assorted developer tools.
Pricing: 2.9% + fixed fees for many commercial transactions in the UK, with varied fee structures for personal and other transactions
Adyen
Adyen is an Amsterdam-based payment processor with global reach that’s preferred by many businesses in the EU. It’s focused on end-to-end payments, data, and financial management, with API options for developers.
Pricing: Fixed processing fee plus fees based on payment method
Rapyd
Rapyd is a payments platform with an alternative aesthetic. It’s oriented toward creators, influencers, and other users with a heavy web presence as well as businesses in general. Services include card acquiring and global payouts plus API access for developers who want to build on the platform.
Pricing: Per-transaction pricing (Interchange++) combined with fixed fees
Worldpay
Worldpay is a payment company with a complex ownership history — but it has ties to the US, UK, and other countries, making it well-suited to users in many locations. It concentrates on providing merchant services to businesses but also offers embedded payments aimed at software developers.
Pricing: Rates not disclosed on website (must contact for specific pricing)
Checkout.com
Checkout.com is a London-based fintech company that supports payment processing, local acquiring, outgoing payment management, and card issuing. The company advertises APIs, fraud protection, AI and automation, and other advanced functions to help businesses expand their operations.
Pricing: Flat rate with Interchange++ fees
Nexi
Nexi bills itself as the European PayTech. It provides simplified payment services to businesses, banks, and other organizations. It also offers API access focused on a few areas, such as payments, back-office operations, and “disputeless” payment models such as hotels and restaurants.
Pricing: Rates not disclosed on website (must contact for specific pricing)
OpenPayd
OpenPayd is a UK-based fintech focused on open banking. Aside from basic payment sending and handling, it provides access to virtual IBANs, banking-as-a-service, and other digital financial technologies. OpenPayd also offers a “single, seamless API” accompanied by a sandbox testing environment.
Pricing: Rates not disclosed on website (must contact for specific pricing)
Nium
Nium is a global, real-time payments platform aimed at fintechs, banks, and other companies. The platform offers multi-currency accounts, global FX exchange, card issuance, and more, plus extensive advanced API features.
Pricing: Rates not disclosed on website (must contact for specific pricing)
Sign Up for Payset!
Not sure which platform to sign up for? If you choose Payset, you’ll get access to several benefits and features, including:
- Multi-currency IBANs and FX — we offer IBAN accounts for over 34 currencies, plus foreign exchange for more than 38 currency pairs
- International support spanning across more than 180 countries
- Fast onboarding ו free sign-up — see our בעמוד התמחור for complete costs including monthly fees and transaction fees
- תשלומים בכמות גדולה so you can send money to several recipients at once
- Team access, allowing your company members to share an account with individually set user permissions
- Transaction tracking and monitoring so you can see the status of any transaction for stronger accounting and treasury oversight
- Transparent, real-time conversion rates on our FX exchange
- Free customer support from our support team (plus dedicated account managers by subscription)
- Crypto-friendly policies — we support incoming deposits from select cryptocurrency exchanges (for users outside the UK)
Disclaimer: Pricing, features, and details on this page are based on competing websites at the time of writing (November 2025). Details may change over time, vary by region, and do not cover all service options offered by competitors. Users should verify details with competitors. Payset does not endorse or represent any competitor, nor have competitors endorsed the above content. Payset and related parties disclaim liability for any errors or actions taken based on this content. Information is for general purposes only and offered at the user’s own risk.
References
Airwallex
https://www.airwallex.com/uk/pricing
https://www.airwallex.com/fr-en/core-api/payments
חָכָם
https://wise.com/ca/pricing/business
רבולו
https://www.revolut.com/business/business-account-plans
https://www.revolut.com/our-pricing-plans
https://www.revolut.com/business/expense-management
https://www.revolut.com/en-EE/business/currency-exchange
https://www.revolut.com/travel/travel-money-card
Payoneer
https://www.payoneer.com/about/pricing
https://www.payoneer.com/local-receiving-accounts
https://www.payoneer.com/marketplace/mass-payouts-platform
Bunq
https://www.bunq.com/en-us/business-account/banking-plans
https://help.bunq.com/articles/who-can-open-a-bunq-business-account
https://www.bunq.com/business-account/banking-features/foreign-currencies-and-foreign-ibans
פייפאל
https://www.paypal.com/ca/business
https://www.paypal.com/uk/business/paypal-business-fees
https://www.paypal.com/uk/digital-wallet/paypal-consumer-fees
Adyen
https://docs.adyen.com/api-explorer
Worldpay
https://www.worldpay.com/en/products/embedded-payments
Checkout.com
https://www.checkout.com/pricing
Nexi
https://developer.nexi.it/en/api/introduzione
