Business account for US companies
Built for US companies working with international clients, suppliers, or teams. Send, receive, hold and exchange currencies globally from one business account.
Get paid and pay globally, without opening foreign entities
Send og modtage betalinger i 180+ lande gennem sikre netværker. Hurtigt, nemt og sikkert - fuld compliance.
Securely store 34
Valutaer
Dine penge er tilgængelige 24/7 og beskyttes med avanceret sikkerhed.
Convert USD to 35+ currencies with lower FX costs
Make affordable, instant exchanges between 35 currency pairs around the clock.
Competitive pricing for US businesses
Lower fees for international payments, currency exchange, and global operations – no sign-up fees, no monthly fees.
Check Pricing
Open a multi-currency account for your US business in minutes
Quick onboarding for US businesses managing cross-border payments and currencies.
Get started in minutes with a simple, guided onboarding. $0 setup fees. $0 monthly fees
Why choose a Payset business account?
Personalised client support, unlimited transactions, local payment networks, sophisticated security, and more with our business accounts for US companies.
Kontakt til kundeservice
Dedikeret kontoadministrator til alle virksomheder, store som små
Lokal konto i USA, Europa, APAC
Konto med flere valutaer
34
25
7
100% Online ansøgning
Hjælp til onboarding
Tydelig valutakurs
Fuld information om gebyrer
Forebyggende transaktionsanalyse
Globale betalingsnetværker
SWIFT
ACH
Fedwire
Target2
FPS
CHAPS
SEPA
SEPA Instant
Intradag
Kronos2
EFT
Elixir
Personlig kundeservice
Expertise
Med Paysets eksperter sparer du både tid og penge på globale betalinger.
Rådgivning
Vores online hjælp og rådgivning sørger for problemfrie betalinger.
Analyse
Få detaljerede rapporter, som giver dig et overskueligt overblik over din økonomi.
Save on currency exchange with volume-based FX pricing
Used by US companies sending and receiving money internationally
"10/10. Even with our team in the US, communication has been seamless. Customer support is responsive, reliable, and always easy to reach."
Industry: logistics
Location: Hollywood, Florida, US
Countries of operation: US, Poland, Lithuania, Ukraine
Managing International Supplier Payments for a US Car Trading Company
Kundeprofil: A US-based car trading company managing purchases and payments across the United States, Poland, Lithuania, and Ukraine, including payments to international auto auctions and suppliers.
Udfordring: The company needed a reliable solution to handle cross-border payments to international suppliers and auction platforms, where speed and reliability are critical — delays or failed transactions directly impact the ability to complete vehicle purchases.
Løsning: Payset provided a multi-currency account enabling the business to send international payments across multiple corridors. Despite operating across different time zones between the US and Europe, the company found Payset's customer support responsive and communication reliable throughout.
Resultat: The company successfully integrated Payset into its international payment workflow, rating the onboarding experience 10/10 and describing the overall platform experience as satisfactory for cross-border operations.
Streamlining Multi-Currency Payments for a US E-Commerce Business
Kundeprofil:A US-based e-commerce company receiving payments from international clients in multiple currencies, requiring fast and flexible cross-border payment processing.
Udfordring: The business needed a provider offering multi-currency receiving accounts with fast processing times for both incoming and outgoing payments, something traditional banks and other fintech providers were unable to deliver efficiently.
Løsning: Payset provided a dedicated multi-currency account, allowing the business to accept payments in different currencies and manage international transactions from a single platform.
Resultat: The business consolidated its international payment receiving into Payset, benefiting from fast processing times across both incoming and outgoing transactions and a smooth compliance and onboarding experience.
Kundeservice er altid tilgængelig. Alle betalinger behandles med det samme uden forsinkelser.
NextTecnol ApS.
Åbnede en konto til affiliate marketing, fungerer problemfrit, grundig compliance.
FN Media Ltd.
Fungerer perfekt hver gang, fremragende kundeservice.
Forks OU
Can US companies receive EUR without opening an European entity?
Yes. US companies can receive EUR payments without opening a European entity or foreign bank account. Payset helps businesses manage international payments and multi-currency operations from one account, making it easier to work with European clients, suppliers, and partners.
Which currencies can I receive and send with Payset?
Payset supports receiving, holding, exchanging, and sending payments in a wide range of currencies globally. This includes major currencies such as USD, EUR, GBP, CAD, PLN, and more, with access to 38 currency pairs for FX conversions.
Which payment rails are supported?
Payset supports multiple international and local payment networks, including:
- SWIFT
- ACH
- Fedwire
- SEPA
- SEPA Instant
- FPS
- CHAPS
- Target2
- EFT
- Elixir
- Intradag
- Kronos2
This helps businesses send and receive payments across the US, Europe, the UK, and other global markets.
How can my business reduce FX costs when sending USD to EUR or other currencies?
Businesses sending international payments can reduce FX costs by using multi-currency accounts, transparent exchange pricing, and volume-based FX rates instead of relying solely on traditional banks.
Payset helps businesses reduce foreign exchange costs through:
- transparent interbank-based exchange rates, with the final rate visible before confirming any conversion
- volume-based tiered FX pricing, where fees decrease as your 90-day conversion volume grows
- a 30-day rate lock from the moment you qualify for a new tier, so one slow month doesn’t reset your pricing
- a 90-day rolling volume window, meaning temporary dips don’t knock you down a tier
- the ability to hold multiple currencies and convert when exchange rates are more favorable
Businesses with higher FX volumes can access significantly lower fees through Payset’s tiered pricing model:
- Starter (up to $300K / 90 days): 0.90%
- Growth ($300K–$900K): 0.40%
- Scale ($900K–$6M): 0.30%
- Institutional ($6M+): 0.09%
To learn more about Payset’s FX pricing and calculate your potential savings, visit our Currency Exchange page.
Is Payset regulated? How are my funds protected?
Payset is an authorised Electronic Money Institution regulated by the UK Financial Conduct Authority (FCA) under reference number 900920. Client funds are safeguarded in accordance with applicable regulations and held separately from company operational funds.
Can I use Payset with e-commerce platforms like PayPal or Stripe?
Businesses may use Payset alongside platforms such as PayPal or Stripe for international payment operations and multi-currency settlements.
How long does it take to send or receive international payments?
Transfer times depend on the payment rail and destination country.
Typical timelines include:
- ACH: 1–3 days
- SWIFT: 1–5 days
- SEPA Instant: within seconds
- Fedwire: 1 day
- FPS: within seconds
Does Payset offer multi-user accounts or team management features?
Yes. Payset supports team access for businesses managing international payments and financial operations. This helps finance, accounting, and operations teams manage payments and reporting from one account environment.
Can I lock in FX rates for future payments?
Payset provides transparent FX pricing and allows businesses to see the final exchange rate before confirming a conversion. Businesses using Payset’s volume-based FX pricing can qualify for discounted FX tiers based on their trailing 90-day conversion volume. Once a tier is reached, the discounted rate is locked for 30 full days from the moment of qualification, regardless of trading volume in the days that follow. This gives businesses greater visibility and stability when managing ongoing USD, EUR, GBP, and other cross-border transactions. To learn more about Payset’s FX pricing and calculate your potential savings, visit our Currency Exchange page.