Business account for US companies

Built for US companies working with international clients, suppliers, or teams. Send, receive, hold and exchange currencies globally from one business account.

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Open a multi-currency account for your US business in minutes

Quick onboarding for US businesses managing cross-border payments and currencies.

1.
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Open your account

Get started in minutes with a simple, guided onboarding. $0 setup fees. $0 monthly fees

2.
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Verify your business
Complete a quick compliance check so your account is ready to go.
3.
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Start transacting
Send, receive, and convert money globally with full control and transparency.

Why choose a Payset business account?

Personalised client support, unlimited transactions, local payment networks, sophisticated security, and more with our business accounts for US companies.

תמיכת לקוחות רב-ערוצית

וואטסאפ, דוא"ל, צ'אט חי, טלפון
Live Chat, Email, phone support at extra cost
דוא"ל, צ'אט חי, טלפון
דוא"ל, צ'אט חי, טלפון
Email, Live Chat (limited Phone support or by appointment only)
צ'אט חי, טלפון, בסניפים

מנהל/ת תיקי לקוחות ייעודי לעסקים בכל הגדלים

חשבון מקומי בארה"ב, אירופה, אסיה-פסיפיק

Local accounts in US, UK, EU
Local routing info for US, EU, UK, CAD, AUD, JPN

חשבון רב-מטבעי

34

מטבעות

25

מטבעות

7

מטבעות

בקשה מקוונת 100%

סיוע בתהליך ההצטרפות

בהירות לגבי שער ההמרה

נעילת השער הסופי לפני ההמרה
Partial

מבנה עמלות שקוף

ניתוח עסקה מקדים

מסילות תשלום גלובליות

שלחו וקבלו כספים ברחבי העולם באמצעות רשתות מהימנות. מהיר, מאובטח ותואם לחלוטין לתקנות.

מָהִיר

תשלומים בינלאומיים
1–5 ימי עסקים

ACH

תשלומים בדולר אמריקאי בתוך ארצות הברית
יח

פדוויר

תשלומים בדולר אמריקאי בסכומים גבוהים בתוך ארצות הברית
יום עסקים אחד

יעד2

תשלומים גבוהים באירו בתוך האיחוד האירופי
אותו יום עסקים

פריים לשנייה

תשלומים בליש"ט בתוך בריטניה
תוך דקות

צ'אפס

תשלומים גבוהים בליש"ט בתוך בריטניה
יום עסקים אחד

SEPA

תשלומים באירו בתוך אירופה
יום עסקים אחד

SEPA מיידי

תשלומים באירו בתוך אירופה
תוך דקות

תוך-יום

תשלומים גבוהים בדונקים דנים בתוך דנמרק
יום עסקים אחד

קרונוס2

תשלומים גבוהים בדונקים דנים בתוך דנמרק
יום עסקים אחד

העברה בנקאית

תשלומים קנדיים בתוך קנדה
1-2 ימי עסקים

סַם חַיִים

תשלומי זלוטי פולני בתוך פולין
יום עסקים אחד

תמיכה מותאמת אישית

Fast, reliable support for all your international payments. Available via chat, phone, WhatsApp, and email to help you anytime.
startup FX

Save on currency exchange with volume-based FX pricing

With Payset, the more you convert, the lower your FX fees.
היקף ה-FX שלך ל-90 יום
$5,150,000
$100K $5M $10M $15M+
מתאבנים עד $300K per 90 days 0.9%
צמיחה $300K - $900K per 90 days 0.4%
מידה $900K - $6M per 90 days 0.3%
מוסדי $6M+ per 90 days 0.09%
Annual savings with Payset vs your Bank
$350,200
Your bank fee
2.0%
Payset fee
0.3%
Based on $5.2M × 4 (trailing 90-day annualised)
The model assumes 2.0% bank baseline

Used by US companies sending and receiving money internationally

Payset זכתה באמונן של חברות ברחבי העולם בשל ההתאמה האישית של חשבונות ושירותי המט"ח שלנו לצרכים הייחודיים של כל לקוח.
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"10/10. Even with our team in the US, communication has been seamless. Customer support is responsive, reliable, and always easy to reach."

Industry: logistics

Location: Hollywood, Florida, US

Countries of operation: US, Poland, Lithuania, Ukraine

How to transfer money internationally

Managing International Supplier Payments for a US Car Trading Company

פרופיל לקוח: A US-based car trading company managing purchases and payments across the United States, Poland, Lithuania, and Ukraine, including payments to international auto auctions and suppliers.

אֶתגָר: The company needed a reliable solution to handle cross-border payments to international suppliers and auction platforms, where speed and reliability are critical — delays or failed transactions directly impact the ability to complete vehicle purchases.

פִּתָרוֹן: Payset provided a multi-currency account enabling the business to send international payments across multiple corridors. Despite operating across different time zones between the US and Europe, the company found Payset's customer support responsive and communication reliable throughout.

תוֹצָאָה: The company successfully integrated Payset into its international payment workflow, rating the onboarding experience 10/10 and describing the overall platform experience as satisfactory for cross-border operations.

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Streamlining Multi-Currency Payments for a US E-Commerce Business

פרופיל לקוח:A US-based e-commerce company receiving payments from international clients in multiple currencies, requiring fast and flexible cross-border payment processing.

אֶתגָר: The business needed a provider offering multi-currency receiving accounts with fast processing times for both incoming and outgoing payments, something traditional banks and other fintech providers were unable to deliver efficiently.

פִּתָרוֹן: Payset provided a dedicated multi-currency account, allowing the business to accept payments in different currencies and manage international transactions from a single platform.

תוֹצָאָה: The business consolidated its international payment receiving into Payset, benefiting from fast processing times across both incoming and outgoing transactions and a smooth compliance and onboarding experience.

Yes. US companies can receive EUR payments without opening a European entity or foreign bank account. Payset helps businesses manage international payments and multi-currency operations from one account, making it easier to work with European clients, suppliers, and partners.

Payset supports receiving, holding, exchanging, and sending payments in a wide range of currencies globally. This includes major currencies such as USD, EUR, GBP, CAD, PLN, and more, with access to 38 currency pairs for FX conversions.

Payset supports multiple international and local payment networks, including:

  • מָהִיר
  • ACH
  • פדוויר
  • SEPA
  • SEPA מיידי
  • פריים לשנייה
  • צ'אפס
  • יעד2
  • העברה בנקאית
  • סַם חַיִים
  • תוך-יום
  • קרונוס2

 

This helps businesses send and receive payments across the US, Europe, the UK, and other global markets.

Businesses sending international payments can reduce FX costs by using multi-currency accounts, transparent exchange pricing, and volume-based FX rates instead of relying solely on traditional banks.

Payset helps businesses reduce foreign exchange costs through:

  • transparent interbank-based exchange rates, with the final rate visible before confirming any conversion
  • volume-based tiered FX pricing, where fees decrease as your 90-day conversion volume grows
  • a 30-day rate lock from the moment you qualify for a new tier, so one slow month doesn’t reset your pricing
  • a 90-day rolling volume window, meaning temporary dips don’t knock you down a tier
  • the ability to hold multiple currencies and convert when exchange rates are more favorable

Businesses with higher FX volumes can access significantly lower fees through Payset’s tiered pricing model:

  • Starter (up to $300K / 90 days): 0.90%
  • Growth ($300K–$900K): 0.40%
  • Scale ($900K–$6M): 0.30%
  • Institutional ($6M+): 0.09%

To learn more about Payset’s FX pricing and calculate your potential savings, visit our Currency Exchange page.

Payset is an authorised Electronic Money Institution regulated by the UK Financial Conduct Authority (FCA) under reference number 900920. Client funds are safeguarded in accordance with applicable regulations and held separately from company operational funds.

Businesses may use Payset alongside platforms such as PayPal or Stripe for international payment operations and multi-currency settlements.

Transfer times depend on the payment rail and destination country.

Typical timelines include:

  • ACH: 1–3 days
  • SWIFT: 1–5 days
  • SEPA Instant: within seconds
  • Fedwire: 1 day
  • FPS: within seconds

Yes. Payset supports team access for businesses managing international payments and financial operations. This helps finance, accounting, and operations teams manage payments and reporting from one account environment.

Payset provides transparent FX pricing and allows businesses to see the final exchange rate before confirming a conversion. Businesses using Payset’s volume-based FX pricing can qualify for discounted FX tiers based on their trailing 90-day conversion volume. Once a tier is reached, the discounted rate is locked for 30 full days from the moment of qualification, regardless of trading volume in the days that follow. This gives businesses greater visibility and stability when managing ongoing USD, EUR, GBP, and other cross-border transactions. To learn more about Payset’s FX pricing and calculate your potential savings, visit our Currency Exchange page.

Your US business outgrew traditional banking. Your payments setup should too.

Securely receive high-volume payments in 34 currencies for free from around the world.