EUR to USD exchange rate for business
Convert EUR to USD at competitive rates with no hidden spread. Hold, send, and convert money from one platform.
Rates may differ based on your risk scoring.
We show you the live mid-market rate and our fee separately, so you see exactly what you're paying before every trade.

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Four FX pricing tiers. Transparent pricing.
FX pricing starts at 0.90% above the live interbank exchange rate. As your trading volume grows, lower pricing is applied based on your activity over the previous 90 days.
רמה
מתאבנים
Up to €300K
0%
רגיל
צמיחה
€300K – €900K
0.50%
30 days from
qualification
מידה
€900K – €6M
0.60%
30 days from
qualification
מוסדי
€6M+
0.81%
30 days from
qualification
Beyond EUR/USD:
a full multi-currency account
Receive, hold, convert and pay in 35 currencies — from one account.
שלם וקבל תשלום כמו מקומי באזורים גלובליים מרכזיים
Send and receive payments around the world in the local currency.
Keep your currencies in one place & convert them in seconds
Make affordable, instant exchanges across 35 currencies 24/7.
Your money safe and protected 24/7
Your money is secured 24/7 through robust anti-fraud measures, secure storage, and safeguarding.
Built for businesses that move money across borders
If your business moves money between euros and dollars regularly, your bank’s hidden markup is costing you thousands. Here’s who saves most with Payset.
Move fast without getting burned on FX. Pay vendors in USD, receive EUR from European clients — from one account.
Consolidate EUR and USD balances across entities. Move capital between subsidiaries without bank markup on every leg.
Invoice in EUR, pay suppliers in USD — or vice versa. Stop absorbing the spread on every trade cycle.
Collect USD revenue from US customers and convert to EUR without double conversion fees.
FX costs are a board-level issue at scale. Get full visibility on conversion rates, fees, and volume.
CFOs, Finance Directors and Controllers get real-time FX visibility, transparent tier pricing, and approval workflows.
Looking for a different currency?
Same tier pricing across all 35 currencies.
What is the EUR/USD exchange rate today?
The current EUR/USD mid-market rate is the same interbank rate you’d see on Reuters or Bloomberg. Payset adds a transparent fee starting at 0.90% above this rate, with no hidden markup. Businesses moving $300K or more in EUR/USD over any trailing 90-day window automatically qualify for lower tiers, down to 0.09% at Institutional level, with the discounted rate locked for 30 days from the moment they qualify.
How does Payset's EUR/USD fee compare to my bank?
Most banks clip 1.5–3% on every EUR/USD conversion, often quoted as “no fees”, invisible on the statement but very real on your P&L. Payset’s base fee is 0.90%, shown transparently before every conversion. At Scale tier ($900K–$6M trailing 90-day volume) it drops to 0.30%. As a reference point: a business moving $500K/month in EUR/USD pays around $120,000/year with a typical bank. The same volume on Payset Scale tier costs around $18,000/year. The difference compounds. למידע נוסף about Payset FX tier pricing and see how much your business could save.
How do Payset's FX tiers work?
Your tier is set by your trailing מחזור מט"ח ל-90 יום, not a monthly snapshot. This matters: most providers reset your tier at the end of each calendar month, so one slow month sends you back to the highest rate. Payset uses a rolling 90-day window, so normal business fluctuation doesn’t penalise you. The moment your volume crosses a threshold, your discounted rate locks automatically for 30 full days from that date, not until month-end. No application, no negotiation. Tier upgrades apply on the first trade that breaches the next threshold.
What is the difference between mid-market rate and a bank rate?
The mid-market rate is the real exchange rate, the midpoint between global buy and sell prices, the number you see on Reuters or Bloomberg. Banks don’t give you this rate. They quote above or below it and pocket the difference, typically 1.5–3%, with no line item on the statement. On €500K/month in EUR/USD volume, that’s €120,000 a year in silent cost at a typical 2% bank spread. The same volume on Payset Scale tier costs €18,000. Payset always starts from the mid-market interbank rate and adds only a transparent, published fee, visible before every trade, never hidden in the rate itself.
Stop paying your bank's hidden FX markup
Payset gives eligible businesses access to institutional EUR/USD rates. Our lowest FX fee is 0.09%i. Full transparency before every conversion.