Simplify your payments
We make it easy for your business to send, receive, and exchange up to 38 currencies in over 180 countries. Multi-currency accounts, prepaid cards, and currency exchange services.
Send/receive money in 180+ countries
Exchange 38 currency pairs instantly
Hold 34 currencies in your account
Register with payset
Opening an account
Free
Free
Free
Free
Free
Free
Free
Multi-currency account in 34 currencies
Monthly fee
Free
Free
Free
Free
Free
Free
Free
Receiving money
Receiving Worldwide
Europe Single Euro Payments Area (SEPA)
UK FasterPayments, Chaps, Bacs
United States Fedwire, ACH
Internationally From 180+ countries (SWIFT)
Free
Free
Free
0.75% min £12
0.75% min £12
Free
1% min £18
SEPA, SWIFT, FasterPayments, Chaps, Bacs, Fedwire, ACH
From another Payset account
Free
Free
Free
Free
Free
Free
Free
Instant transaction
Sending money
Sending Locally
Europe
Single Euro Payments Area (SEPA)
from 0.45% min £8
0.45% min £8
0.45% min £8
£12
£20
0.45% min £8
£12
Single Euro
UK
FasterPayments, Chaps, Bacs
from 0.55% min £35
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
United States
Fedwire, ACH
from 0.55% min £35
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
Sending internationally
To 180+ countries (SWIFT)
from 0.55% min £35
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
To another Payset account
Free
Free
Free
Free
Free
Free
Free
Instant transaction
Converting money
Currency exchange
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
1.5%
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
Exchange 38 currency pairs instantly
Extras
Account Reactivation
from £250
£350
£250
£400
£600
£350
from £250
Dormant Account
from £100
£100
£100
£100
£100
£100
from £100
Additional Account Opening
from £100
£100
£100
£100
£100
£100
from £100
*We may charge you an additional 0.25% (min 60 GBP) for SWIFT payments (Due to your industry/country of incorporation) on each outgoing SWIFT payment.
Signup and monthly
Signup
Free
Free
Free
Free
Free
£495
from £49
from £49
Automated fast track KYC
Monthly Access Fee
£29
First 3 months free
£49 thereafter
First 3 months free
£49 thereafter
First 3 months free
£49 thereafter
£149
First 3 months free
£49 thereafter
from £25
Receive money
Account details in up to 34 currencies
Free
Free
Free
0.75% min £12
0.75% min £12
Free
1% min £18
Details for EUR, USD, GBP, AUD, CAD, CZK, DKK, HKD,
HUF, ILS, JPY, NZD, NOK, PLN, RON, SGD, ZAR, SEK,
CHF, THB, AED & more
Receive Money Locally
£1.2
Free
Free
Free
Free
Free
Free
Receive: EUR, USD, GBP, DKK (non-wire, non-Swift)
Receive Money internationally
£17
Free
Free
Free
Free
Free
Free
Receive: Any currency over cross-border (i) (Swift, Target2)
Receive: CHAPS
£20
Free
Free
Free
Free
Free
Free
Receive by another Payset customer
Free
Free
Free
Free
Free
Free
Free
Holding money in your account
Free
Free
Free
Free
Free
Free
Free
Sending money
Sending money Locally
Send: EUR,USD, GBP, DKK (non-wire, non-Swift)
0.49% (min £1.2)
Send: CHAPS
£14
0.45% min £8
0.45% min £8
£12
£20
0.45% min £8
£12
Single Euro
Sending Money internationally
0.50% (min £17)
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
Sending to another Payset customer
Free
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
Return of a Payment
£8
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
Due to incorrect bank details or compliance
Exchange Money
Foreign exchange
3%
Exchange 38 currency pairs instantly
Add-Ons
Urgent Payment
£40
£350
£250
£400
£600
£350
from £250
Dedicated Account Manager
from £75/Mo
£100
£100
£100
£100
£100
from £100
Personalized support (Phone, Email & Whatsapp)
Users
Unlimited
£100
£100
£100
£100
£100
from £100
*We may charge you an additional 0.25% (min 60 GBP) for SWIFT payments (Due to your industry/country of incorporation) on each outgoing SWIFT payment.
Register with payset
Opening an account
£95
Free
Free
Free
Free
£495
from £49
from £49
Fee may differ for higher risk clients.
Multi-currency account in 34 currencies
Monthly fee
£49
First 3 months free
£49 thereafter
First 3 months free
£49 thereafter
First 3 months free
£49 thereafter
£149
First 3 months free
£49 thereafter
from £25
Fee may differ for higher risk clients.
Receiving money
Receiving Worldwide
Europe Single Euro Payments Area (SEPA)
UK FasterPayments, Chaps, Bacs
United States Fedwire, ACH
Internationally From 180+ countries (SWIFT)
Free
Free
Free
0.75% min £12
0.75% min £12
Free
1% min £18
SEPA, SWIFT, FasterPayments, Chaps, Bacs, Fedwire, ACH
From another Payset account
Free
Free
Free
Free
Free
Free
Free
Instant transaction
Sending money
Sending Locally
Europe
Single Euro Payments Area (SEPA)
from 0.45% min £8
0.45% min £8
0.45% min £8
£12
£20
0.45% min £8
£12
Single Euro
UK
FasterPayments, Chaps, Bacs
from 0.55% min £35
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
United States
Fedwire, ACH
from 0.55% min £35
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
Sending internationally
To 180+ countries (SWIFT)
from 0.55% min £35
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
To another Payset account
Free
Free
Free
Free
Free
Free
Free
Instant transaction
Converting money
Currency exchange
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
1.5%
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
Exchange 38 currency pairs instantly
Extras
Account Reactivation
from £250
£350
£250
£400
£600
£350
from £250
Dormant Account
from £100
£100
£100
£100
£100
£100
from £100
Additional Account Opening
from £100
£100
£100
£100
£100
£100
from £100
*We may charge you an additional 0.25% (min 60 GBP) for SWIFT payments (Due to your industry/country of incorporation) on each outgoing SWIFT payment.
Signup and monthly
Signup
Free
Automated fast track KYC
Monthly Access Fee
£9
Receive money
Account details in up to 34 currencies
Free
Details for EUR, USD, GBP, AUD, CAD, CZK, DKK, HKD,
HUF, ILS, JPY, NZD, NOK, PLN, RON, SGD, ZAR, SEK,
CHF, THB, AED & more
Receive Money Locally
£2
Receive: EUR, USD, GBP, DKK (non-wire, non-Swift)
Receive Money internationally
Receive: Any currency over cross-border (i) (Swift, Target2)
£8
Receive: CHAPS
£14
Receive by another Payset customer
Free
Holding money in your account
Free
Sending money
Sending money Locally
Send: EUR,USD, GBP, DKK (non-wire, non-Swift)
£2
Send: CHAPS
£14
Sending Money internationally
0.50% (min £8)
Sending to another Payset customer
Free
Return of a Payment
£8
Due to incorrect bank details or compliance
Exchange Money
Foreign exchange
2.00%
Exchange 38 currency pairs instantly
Add-Ons
Urgent Payment
£20
Users
Unlimited
*We may charge you an additional 0.25% (min 60 GBP) for SWIFT payments (Due to your industry/country of incorporation) on each outgoing SWIFT payment.
Signup and monthly
Signup
Free
Free
Free
Free
Free
£495
from £49
from £49
Automated fast track KYC
Monthly Access Fee
£29
First 3 months free
£49 thereafter
First 3 months free
£49 thereafter
First 3 months free
£49 thereafter
£149
First 3 months free
£49 thereafter
from £25
Receive money
Account details in up to 34 currencies
Free
Free
Free
0.75% min £12
0.75% min £12
Free
1% min £18
Details for EUR, USD, GBP, AUD, CAD, CZK, DKK, HKD,
HUF, ILS, JPY, NZD, NOK, PLN, RON, SGD, ZAR, SEK,
CHF, THB, AED & more
Receive Money Locally
from £2
Free
Free
Free
Free
Free
Free
Receive: EUR, USD, GBP, DKK (non-wire, non-Swift)
Receive Money internationally
Receive: Any currency over cross-border (i) (Swift, Target2)
Up to 0.50% (min £18)
Free
Free
Free
Free
Free
Free
Receive: CHAPS
from £14
Free
Free
Free
Free
Free
Free
Receive by another Payset customer
Free
Free
Free
Free
Free
Free
Free
Holding money in your account
Free
Free
Free
Free
Free
Free
Free
Sending money
Sending money Locally
Send: EUR,USD, GBP, DKK (non-wire, non-Swift)
from £2
Send: CHAPS
from £14
0.45% min £8
0.45% min £8
£12
£20
0.45% min £8
£12
Single Euro
Sending Money internationally
Up to 0.50% (min £18)
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
Sending to another Payset customer
Free
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
Return of a Payment
£8
0.55% min £35
0.55% min £35
£45
£60
0.55% min £35
£45
Due to incorrect bank details or compliance
Exchange Money
Foreign exchange
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
1.5%
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
On request
Exchange rates are dependent on currencies, (common, restricted) time of the exchange (Market open/closed).
Exchange 38 currency pairs instantly
Add-Ons
Urgent Payment
from £20
£350
£250
£400
£600
£350
from £250
Dedicated Account Manager
£75/Mo
£100
£100
£100
£100
£100
from £100
Personalized support (Phone, Email & Whatsapp)
Users
Unlimited
£100
£100
£100
£100
£100
from £100
*We may charge you an additional 0.25% (min 60 GBP) for SWIFT payments (Due to your industry/country of incorporation) on each outgoing SWIFT payment.
Take a quick quiz to get a more precise quote
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Common questions
What is a multi-currency account/IBAN?
A Payset multi-currency account (also known as an IBAN: International Bank Account Number) allows you to receive money in up to 34 currencies and send money in 38 currencies from a single account. You can hold, deposit, and withdraw funds, or convert them to a different currency from within your account at a very affordable rate.
- From your multi-currency account you can add or withdraw funds to and from your traditional bank account for a small fee.
- You can also instantly send and receive money from other Payset account holders for free.
- Depending on your region, you can also spend the currencies directly from your Payset account using a diverse range of payment networks (SWIFT, SEPA, TARGET2, Faster Payments, CHAPS, and more.)
Are there limits on the amount of money I can send and receive?
No, there are no transaction limits on Payset multi-currency accounts.
Which currencies can I send and receive in my account?
Payset allows you to receive payments in 34 currencies. You can send payments from your account in 38 currencies. For more details, check our payment guide.
Getting started is easy
Say hi
Meet our amazing team, share a few details about your business, and leave us your contact info.
Get on board
An account executive will guide you through the onboarding process for your
Payset IBAN account, which is quick and easy to set up.
Enjoy using it
Log in to your account to manage your funds 24/7 and enjoy the low fees and fast execution of your Payset IBAN account.
