Multi-Currency Account For Business
Our multi-currency business IBAN solutions allow your organisation to send and receive funds in 34 different currencies. Gain real-time access to competitive international exchange rates and streamline your international payment systems.
get startedKey Features
Our multi-currency business accounts have a number of key features to help enterprises excel when it comes to international payments:

Global fund transfer
Transfer funds to traditional bank accounts all over the world, with high-speed and low transfer funds.

Minimal conversion fees
Enjoy minimal transfer fees with every transaction. All of our fees are transparently displayed during the exchange process.

Free instant payments
Enjoy free instant payments to other Payset users.

Currency diversification
Send and receive 34 separate currencies at competitive exchange rates.

Numerous payment networks
Transfer funds using a payment network of your choice, including CHAPS, Target2, SWIFT, SEPA, and more.

Unmatched security
Funds are stored in a segregated client account within a leading European credit institution, ensuring robust security and full regulatory compliance.
How our multi-currency IBAN works
Get started with a Payset multi-currency business account in 3 easy steps:
1.
Register with us
2.
Distribute your account information
3.
Get started!
Businesses We Serve

Global payroll
- Pay employees, freelancers, and suppliers with low transfer fees
- Make payments in 38 separate currencies
- Ensure full regulatory and tax compliance

Ecommerce
- Send and receive payments in 34 currencies
- Easily withdraw from and deposit money into your IBAN account
- Enjoy free transfers to and from other Payset users

Freelancers
- Accept payments from international clients
- Enjoy minimal transfer fees
- Withdraw funds to your traditional bank account

Affiliate programs
- Pay affiliate partners in their native currency
- Track all payments from a user-centric dashboard
- Leverage reporting features

Start-ups
- Send and receive payments in up to 38 currencies
- Enjoy minimal transfer fees
- Manage all payments from one user-centric dashboard

Marketplaces
- Accept international payments with low transfer fees
- Receive international payments in your native currency
- Manage payments from multiple marketplaces

Import/Export
- Send & receive payments in up to 38 currencies
- Pay staff and suppliers via multiple payment networks
- Make cross-border payments with fast execution

B2B payments
- Easily pay suppliers and partners
- Make and receive payments in up to 38 currencies
- Send free transfers to/from Payset accounts

Small businesses
- Pay and get paid in up to 38 currencies
- Pay staff instantly for low or no fees
- Open up international markets
How Do I Get Started?

Say hi
Meet our amazing team, share a few details about your business, and leave us your contact info.

Get on board
An account executive will guide you through the onboarding process for your
Payset IBAN account, which is quick and easy to set up.

Enjoy using it
Log in to your account to manage your funds 24/7 and enjoy the low fees and fast execution of your Payset IBAN account.
Multi-currency IBAN FAQ's
What is a multi-currency business account?
A multi-currency business account is a dedicated IBAN that allows you to hold multiple currencies at the same time.
This can be helpful if you're travelling or doing business in different countries, as it makes it easy to track your expenses and make transactions in the currency you need.
Our multi-currency IBANs also offer competitive exchange rates, which can save you money when converting currencies.
What are the benefits of a multi-currency business account?
A multi-currency business account provides numerous benefits, including:
- Increased flexibility: If you're travelling or doing business in a foreign country, being able to easily access your local currency can save you a lot of inconvenience. With a multi-currency IBAN, you can easily access your money in any currency you need. This can make it easier to do business when working abroad.
- Protection from exchange rate fluctuations: A multi-currency business account allows you to guard against exchange rate fluctuations. For example if you have an account that offers multiple currencies, and the British pound falls in value against the US dollar, your account balance will still be in pounds. This serves as a great way to protect your savings from adverse market conditions.
- Streamline complex payment processes: Having a multi-currency business account allows you to pay employees, freelancers, and suppliers in their native currency. This eliminates the need for transfer fees and streamlines your payment processes.
Are transaction limits in place?
No; Payset’s multi-currency business accounts allow for limitless transactions.
How does a multi-currency business account work?
Multi-currency business accounts work by allowing you to hold, send, and receive payments in multiple currencies.
When you sign up for Payset’s multi-currency business account, you will receive a single IBAN account from which you can send and receive 38 different currencies from the same dashboard, meaning you can pay staff or suppliers, or receive clients funds in their local currency and organize all of your incoming and outgoing payments from a single dashboard.
In addition to storing multiple currencies and making international transactions, you can also manage your expenses and perform currency conversion through our unified online portal.
Can a small business open a multi-currency business account?
Yes. Businesses of any size can open a multi-currency business account.
What currencies are supported?
Currency
Incoming
Outgoing ***
Conversions
Australian Dollar (AUD)
SWIFT
SWIFT
Buy/ Sell
Bahrain Dollar (BHD)
SWIFT
SWIFT
Buy/ Sell
Bulgarian Lev (BGN)
SWIFT/ SEPA
SWIFT/ SEPA
Buy/ Sell
Canadian Dollar (CAD)
SWIFT/ EFT(local)
SWIFT/ EFT(local)
Buy/ Sell
Chinese Yuan (CNY)
SWIFT
SWIFT
Buy/ Sell
Croatian Kuna (HRK)
SWIFT
SWIFT
Buy/ Sell
Czech Koruna (CZK)
SWIFT/ CERTIS (local)
SWIFT/ CERTIS (local)
Buy/ Sell
Danish Krone (DKK)
SWIFT/ Credit Transfer (local)
SWIFT/ Credit Transfer (local)
Buy/ Sell
Euro (EUR)
SEPA/ SWIFT
SEPA/ SWIFT
Buy/ Sell
Hong Kong Dollar (HKD)
SWIFT/ CHATS (local)
SWIFT/ CHATS (local)
Buy/ Sell
Hungarian Forint (HUF)
SWIFT/ Giro Zrt (local)
SWIFT/ Giro Zrt (local)
Buy/ Sell
Indian Rupees (INR) *

IMPS (up to INR 200,000)NEFT (over INR 200,000, and for banks not connected to IMPS)
Buy/ Sell
Indonesian Rupees (IDR) *

SKN (local)
Buy/ Sell
Israeli Shekel (ILS)
SWIFT
SWIFT
Buy/ Sell
Japanese Yen (JPY)
SWIFT
SWIFT
Buy/ Sell
Kenyan Shilling (KEN)
SWIFT
SWIFT
Buy/ Sell
Kuwait Dinar (KWD)
SWIFT
SWIFT
Buy/ Sell
Malaysian Ringgit (MYR) *

IBG (local)
Buy
Mexican Peso (MXN)
SEPA/ SWIFT
SWIFT
Buy/ Sell
New Zealand Dollar (NZD)
SWIFT
SWIFT
Buy/ Sell
Norwegian Krone (NOK)
SWIFT/ Credit Transfer (local)
SWIFT/ Credit Transfer (local)
Buy/ Sell
Omani Rial (OMR)
SWIFT
SWIFT
Buy/ Sell
Philippines Peso (PHP) *

PESONet (local)
Buy
Polish Zloty (PLN)
SWIFT/ Elixir
SWIFT/ Elixir
Buy/ Sell
Qatar Rial (QAR)
SWIFT/ EFT (local)
SWIFT/ EFT (local)
Buy/ Sell
Romanian Leu (RON)
SWIFT
SWIFT
Buy/ Sell
Saudi Riyal (SAR)
SWIFT
SWIFT
Buy/ Sell
Singapore Dollar (SGD)
SWIFT/ FAST (local)
SWIFT/ FAST (local)
Buy/ Sell
Swedish Krona (SEK)
SWIFT/ Direct Debit (local)
SWIFT/ Direct Debit (local)
Buy/ Sell
Swiss Franc (CHF)
SWIFT
SWIFT
Buy/ Sell
Thai Baht (THB)
SWIFT
SWIFT
Buy/ Sell
Turkish Lira (TRY) ***
SWIFT
SWIFT
Buy/ Sell
UAE Dirham (AED)
SWIFT
SWIFT
Buy/ Sell
Ugandan Shilling (UGX)
SWIFT
SWIFT
Buy/ Sell
UK Sterling (GBP)
SWIFT/ CHAPS/ Faster payments
SWIFT/ CHAPS/ Faster payments
Buy/ Sell
US Dollar (USD)
SWIFT/ CHIPS/ FedWire/ Fed ACH
SWIFT/ CHIPS/ FedWire/ Fed ACH
Buy/ Sell
Payment Solutions to Boost Your Business
As well our multi-currency IBAN account solutions, discover the other products and services we have to offer.

Get in touch
Get in touch with a member of our team to learn more about how our multi-currency business accounts can help your enterprise.
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