Personal multi-currency account
Never worry about exchange rates again with a personal multi-currency account. Our innovative multi-currency IBAN solution allows you to send and receive funds in 34 currencies, making it easy to manage your money internationally. Plus, you can streamline your payments with just a few clicks.
get startedKey Features
Our personal multi-currency accounts have numerous features to help you simplify your international and local payments:

Global fund transfer
Transfer funds to traditional bank accounts at high speed around the globe.

Low conversion fees
Enjoy minimal transfer fees with every transaction. All of our fees are transparently displayed during the exchange process.

Free instant payments
Make free, instant payments to other Payset users anywhere in the world using your multi-currency wallet.

Currency diversification
Load your digital wallet with up to 34 different currencies at competitive rates. Make payments to your business partners conveniently in their native currencies.

Diverse payment networks
Transfers funds using your preferred payment network, such as SWIFT, SEPA, and others.

Unrivalled security
Your money is held in a segregated account within a leading European financial institution, ensuring unmatched compliance and security.
How Multi-Currency Accounts Work
Get started with a personal multi-currency account in 3 simple steps:
1.
Register with us
2.
Set up your payments
3.
Get started!
How Do I Get Started?

Say hi
Meet our amazing team, share a few details about your business, and leave us your contact info.

Get on board
An account executive will guide you through the onboarding process for your
Payset IBAN account, which is quick and easy to set up.

Enjoy using it
Log in to your account to manage your funds 24/7 and enjoy the low fees and fast execution of your Payset IBAN account.
FAQ’s
What is a personal multi-currency account?
A personal multi-currency account is a dedicated IBAN that can hold multiple currencies at once. This type of account can be helpful for people who regularly travel to other countries, as it allows them to quickly and easily move money between currencies.
Personal multi-currency accounts also offer a variety of perks in comparison to traditional bank accounts, such as lower fees and better exchange rates.
How do personal multi-currency accounts work?
A multi-currency account allows you to hold multiple currencies in one account, which can make it easier to manage your money when travelling. This means that customers can take advantage of currency movements and protect themselves against currency fluctuations.
Payset’s personal multi-currency account solution allows you to manage up to 38 currencies from one centralised dashboard. Currencies can be transferred at competitive rates at a time that suits you, ensuring freedom and flexibility with your payments.
What are the benefits of a personal multi-currency account?
Here are some of the key benefits of using a multi-currency account:
- Convenience: Having a personal multi-currency account makes it easy for you to manage your personal finances and switch between different currencies. This can be especially helpful as you don't have to worry about exchanging your money into the relevant local currency each time you need it.
- Diversification: Personal multi-currency accounts offer both security and peace of mind when it comes to your finances. For example - if your home country experiences an economic downturn - your savings may be worth more in another currency.
- Cost-efficiency: By spreading your money across multiple different currencies, you can take advantage of favourable exchange rates when they arise. This can save you a significant amount of money over extended periods of time, particularly if you regularly travel or make payments to international vendors.
What currencies are supported?
Currency
Incoming
Outgoing ***
Conversions
Australian Dollar (AUD)
SWIFT
SWIFT
Buy/ Sell
Bahrain Dollar (BHD)
SWIFT
SWIFT
Buy/ Sell
Bulgarian Lev (BGN)
SWIFT/ SEPA
SWIFT/ SEPA
Buy/ Sell
Canadian Dollar (CAD)
SWIFT/ EFT(local)
SWIFT/ EFT(local)
Buy/ Sell
Chinese Yuan (CNY)
SWIFT
SWIFT
Buy/ Sell
Croatian Kuna (HRK)
SWIFT
SWIFT
Buy/ Sell
Czech Koruna (CZK)
SWIFT/ CERTIS (local)
SWIFT/ CERTIS (local)
Buy/ Sell
Danish Krone (DKK)
SWIFT/ Credit Transfer (local)
SWIFT/ Credit Transfer (local)
Buy/ Sell
Euro (EUR)
SEPA/ SWIFT
SEPA/ SWIFT
Buy/ Sell
Hong Kong Dollar (HKD)
SWIFT/ CHATS (local)
SWIFT/ CHATS (local)
Buy/ Sell
Hungarian Forint (HUF)
SWIFT/ Giro Zrt (local)
SWIFT/ Giro Zrt (local)
Buy/ Sell
Indian Rupees (INR) *

IMPS (up to INR 200,000)NEFT (over INR 200,000, and for banks not connected to IMPS)
Buy/ Sell
Indonesian Rupees (IDR) *

SKN (local)
Buy/ Sell
Israeli Shekel (ILS)
SWIFT
SWIFT
Buy/ Sell
Japanese Yen (JPY)
SWIFT
SWIFT
Buy/ Sell
Kenyan Shilling (KEN)
SWIFT
SWIFT
Buy/ Sell
Kuwait Dinar (KWD)
SWIFT
SWIFT
Buy/ Sell
Malaysian Ringgit (MYR) *

IBG (local)
Buy
Mexican Peso (MXN)
SEPA/ SWIFT
SWIFT
Buy/ Sell
New Zealand Dollar (NZD)
SWIFT
SWIFT
Buy/ Sell
Norwegian Krone (NOK)
SWIFT/ Credit Transfer (local)
SWIFT/ Credit Transfer (local)
Buy/ Sell
Omani Rial (OMR)
SWIFT
SWIFT
Buy/ Sell
Philippines Peso (PHP) *

PESONet (local)
Buy
Polish Zloty (PLN)
SWIFT/ Elixir
SWIFT/ Elixir
Buy/ Sell
Qatar Rial (QAR)
SWIFT/ EFT (local)
SWIFT/ EFT (local)
Buy/ Sell
Romanian Leu (RON)
SWIFT
SWIFT
Buy/ Sell
Saudi Riyal (SAR)
SWIFT
SWIFT
Buy/ Sell
Singapore Dollar (SGD)
SWIFT/ FAST (local)
SWIFT/ FAST (local)
Buy/ Sell
Swedish Krona (SEK)
SWIFT/ Direct Debit (local)
SWIFT/ Direct Debit (local)
Buy/ Sell
Swiss Franc (CHF)
SWIFT
SWIFT
Buy/ Sell
Thai Baht (THB)
SWIFT
SWIFT
Buy/ Sell
Turkish Lira (TRY) ***
SWIFT
SWIFT
Buy/ Sell
UAE Dirham (AED)
SWIFT
SWIFT
Buy/ Sell
Ugandan Shilling (UGX)
SWIFT
SWIFT
Buy/ Sell
UK Sterling (GBP)
SWIFT/ CHAPS/ Faster payments
SWIFT/ CHAPS/ Faster payments
Buy/ Sell
US Dollar (USD)
SWIFT/ CHIPS/ FedWire/ Fed ACH
SWIFT/ CHIPS/ FedWire/ Fed ACH
Buy/ Sell
Payment Solutions to Boost Your Business
As well our multi-currency IBAN account solutions, discover the other products and services we have to offer.

Get in touch
Get in touch with a member of our team to learn more about how our personal multi-currency accounts can help your enterprise.
Contact us