Personal Multi-Currency Accounts

Never worry about exchange rates again with a personal multi-currency account. Our innovative multi-currency IBAN solution allows you to send and receive funds in 34 currencies, making it easy to manage your money internationally. Plus, you can streamline your payments with just a few clicks.

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Key features

Our personal multi-currency accounts have numerous features to help you simplify your international and local  payments:

Global fund transfer

Transfer funds to traditional bank accounts at high speed around the globe.

Low conversion fees

Enjoy minimal transfer fees with every transaction. All of our fees are transparently displayed during the exchange process.

Free instant payments

Make free, instant payments to other Payset users anywhere in the world using your multi-currency wallet.

Currency diversification

Load your digital wallet with up to 34 different currencies at competitive rates. Make payments to your business partners conveniently in their native currencies.

Diverse payment networks

Transfers funds using your preferred payment network, such as SWIFT, SEPA, and others.

Unrivalled security

Your money is held in a segregated account within a leading European financial institution, ensuring unmatched compliance and security.

How multi-currency wallets work

Get started with a personal multi-currency account in 3 simple steps:


As soon as you register your business with us, our team will set up your personal multi-currency account within 72 hours.


Set up any necessary direct debit payments and distribute your payment details to relevant personnel.


Manage your international expenses through our user-centric online portal or exchange up to 38 currencies at competitive exchange rates.

I wanted to express my appreciation for the successful cooperation between my firm and Payset. I would like to point out in particular the professionalism, the manner in which requests are handled, the quick response time and the satisfaction of the clients. I strongly believes that we will continue to move forward and create many collaborations in the future

Asaf and the team
/ 01

The experience of using PaySet account was really interesting. It is one of the most ergonomic systems I have ever used. Support provided is fast and enquires are resolved in no time. I am very satisfied for using this account! Keep going guys!

Christina Loizou
Accountant at Lytria
/ 02

Through our experience with Payset we are happy to say the services provided were accommodated to our needs perfectly and were performed professionally. The support and customer care is fast and efficient, no question or request is left unanswered or unresolved. 10/10

Payments and Risk Manager, CanadaP LTD
/ 03

For the past year, we have worked hand in hand with Payset Limited to assist us with numerous payments related services. At no one time have they failed me, and they have always been on time, making them one of our top reliable business partners.

Payments Team
Clearsky Network
/ 04

How do I get started?

Say hi

Meet our amazing team, share a few details about your business, and leave us your contact info.

Get on board

An account executive will guide you through the onboarding process for your

Payset IBAN account

, which is quick and easy to set up.

Enjoy using it

Log in to your account to manage your funds 24/7 and enjoy the low fees and fast execution of your Payset IBAN account.

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What is a personal multi-currency account?

A personal multi-currency account is a dedicated IBAN that can hold multiple currencies at once. This type of account can be helpful for people who regularly travel to other countries, as it allows them to quickly and easily move money between currencies. 

Personal multi-currency accounts also offer a variety of perks in comparison to traditional bank accounts, such as lower fees and better exchange rates.

How do personal multi-currency accounts work?

A multi-currency account allows you to hold multiple currencies in one account, which can make it easier to manage your money when travelling. This means that customers can take advantage of currency movements and protect themselves against currency fluctuations. 

Payset’s personal multi-currency account solution allows you to manage up to 38 currencies from one centralised dashboard. Currencies can be transferred at competitive rates at a time that suits you, ensuring freedom and flexibility with your payments.

What are the benefits of a personal multi-currency account?

Here are some of the key benefits of using a multi-currency account:

  • Convenience: Having a personal multi-currency account makes it easy for you to manage your personal finances and switch between different currencies. This can be especially helpful as you don't have to worry about exchanging your money into the relevant local currency each time you need it.
  • Diversification: When you're travelling or making online purchases in another country, you can take advantage of the foreign exchange rates by using your multi-currency wallet. This will save a lot of money in the long run. Personal multi-currency accounts offer both security and peace of mind when it comes to your finances. For example - if your home country experiences an economic downturn - your savings may be worth more in another currency.
  • Cost-efficiency:  By spreading your money across multiple different currencies, you can take advantage of favourable exchange rates when they arise. This can save you a significant amount of money over extended periods of time, particularly if you regularly travel or make payments to international vendors.

Get in touch

Get in touch with a member of our team to learn more about how our personal multi-currency accounts can help your enterprise.

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